Sanitas in canton Bern: twelve years of premiums
In canton Bern, the lowest Sanitas premium went from CHF 346.80 a month in 2015 to CHF 495.45 in 2026 — a rise of +42.9 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 346.80 | CHF 298.10 | CHF 48.70 |
| 2016 | CHF 374.20 | CHF 319.60 | CHF 54.60 |
| 2017 | CHF 395.30 | CHF 334.70 | CHF 60.60 |
| 2018 | CHF 401.60 | CHF 343.80 | CHF 57.80 |
| 2019 | CHF 401.60 | CHF 363.50 | CHF 38.10 |
| 2020 | CHF 386.00 | CHF 371.20 | CHF 14.80 |
| 2021 | CHF 403.40 | CHF 368.50 | CHF 34.90 |
| 2022 | CHF 415.70 | CHF 369.00 | CHF 46.70 |
| 2023 | CHF 426.70 | CHF 376.00 | CHF 50.70 |
| 2024 | CHF 459.10 | CHF 403.20 | CHF 55.90 |
| 2025 | CHF 485.90 | CHF 421.30 | CHF 64.60 |
| 2026 | CHF 495.45 | CHF 447.50 | CHF 47.95 |
Faster or slower than the rest?
Sanitas rose +42.9 % over the period, against +50.1 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2016: +7.9 % in one go. The premium did not move in 2019.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Bern, canton by canton
Sanitas, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.