Sanitas in canton Schaffhausen: twelve years of premiums
In canton Schaffhausen, the lowest Sanitas premium went from CHF 324.10 a month in 2015 to CHF 484.35 in 2026 — a rise of +49.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 324.10 | CHF 283.80 | CHF 40.30 |
| 2016 | CHF 339.60 | CHF 289.60 | CHF 50.00 |
| 2017 | CHF 378.00 | CHF 324.80 | CHF 53.20 |
| 2018 | CHF 397.30 | CHF 324.20 | CHF 73.10 |
| 2019 | CHF 426.30 | CHF 354.30 | CHF 72.00 |
| 2020 | CHF 409.70 | CHF 359.30 | CHF 50.40 |
| 2021 | CHF 409.70 | CHF 339.30 | CHF 70.40 |
| 2022 | CHF 402.30 | CHF 354.40 | CHF 47.90 |
| 2023 | CHF 412.90 | CHF 384.60 | CHF 28.30 |
| 2024 | CHF 440.40 | CHF 383.40 | CHF 57.00 |
| 2025 | CHF 463.50 | CHF 410.30 | CHF 53.20 |
| 2026 | CHF 484.35 | CHF 433.80 | CHF 50.55 |
Faster or slower than the rest?
Sanitas rose +49.4 % over the period, against +52.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +11.3 % in one go. The premium did not move in 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Schaffhausen, canton by canton
Sanitas, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.