Sanitas in canton Nidwalden: twelve years of premiums
In canton Nidwalden, the lowest Sanitas premium went from CHF 380.40 a month in 2015 to CHF 413.70 in 2026 — a rise of +8.8 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 380.40 | CHF 233.00 | CHF 147.40 |
| 2016 | CHF 398.50 | CHF 245.60 | CHF 152.90 |
| 2017 | CHF 344.90 | CHF 273.10 | CHF 71.80 |
| 2018 | CHF 339.70 | CHF 287.20 | CHF 52.50 |
| 2019 | CHF 339.70 | CHF 298.50 | CHF 41.20 |
| 2020 | CHF 326.50 | CHF 301.20 | CHF 25.30 |
| 2021 | CHF 339.60 | CHF 310.80 | CHF 28.80 |
| 2022 | CHF 339.60 | CHF 319.30 | CHF 20.30 |
| 2023 | CHF 341.50 | CHF 336.20 | CHF 5.30 |
| 2024 | CHF 374.60 | CHF 357.10 | CHF 17.50 |
| 2025 | CHF 398.80 | CHF 368.00 | CHF 30.80 |
| 2026 | CHF 413.70 | CHF 385.40 | CHF 28.30 |
Faster or slower than the rest?
Sanitas rose +8.8 % over the period, against +65.4 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +9.7 % in one go. The premium did not move in 2019, 2022.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Sanitas, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.