Sanitas in canton Vaud: twelve years of premiums
In canton Vaud, the lowest Sanitas premium went from CHF 400.10 a month in 2015 to CHF 561.60 in 2026 — a rise of +40.4 %. The table below places it next to the canton's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 400.10 | CHF 327.80 | CHF 72.30 |
| 2016 | CHF 422.40 | CHF 340.00 | CHF 82.40 |
| 2017 | CHF 436.40 | CHF 364.30 | CHF 72.10 |
| 2018 | CHF 484.30 | CHF 391.80 | CHF 92.50 |
| 2019 | CHF 484.30 | CHF 422.60 | CHF 61.70 |
| 2020 | CHF 479.40 | CHF 415.00 | CHF 64.40 |
| 2021 | CHF 510.60 | CHF 406.50 | CHF 104.10 |
| 2022 | CHF 495.50 | CHF 407.00 | CHF 88.50 |
| 2023 | CHF 484.40 | CHF 424.20 | CHF 60.20 |
| 2024 | CHF 520.60 | CHF 488.50 | CHF 32.10 |
| 2025 | CHF 555.80 | CHF 501.60 | CHF 54.20 |
| 2026 | CHF 561.60 | CHF 537.30 | CHF 24.30 |
Faster or slower than the rest?
Sanitas rose +40.4 % over the period, against +63.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +11.0 % in one go. The premium did not move in 2019.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vaud, canton by canton
Sanitas, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.