CHF 1'500 deductible in Region 1 of canton Zurich
At a CHF 1'500 deductible, 27 insurers offer a premium in Region 1 of canton Zurich. The lowest is CHF 447.70 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 517.70, the CHF 1'500 deductible saves CHF 840.00 a year on the premium.
What it risks
In exchange you must cover CHF 1'200 more yourself before the insurance steps in. The tipping point is CHF 1'140.00 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
27 insurers at a CHF 1'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Atupri | CHF 447.70 | View |
| 2 | Assura-Basis | CHF 452.80 | View |
| 3 | Vivao Sympany | CHF 457.90 | View |
| 4 | CSS | CHF 460.60 | View |
| 5 | Sanitas | CHF 462.70 | View |
| 6 | Helsana | CHF 463.60 | View |
| 7 | Avenir | CHF 470.20 | View |
| 8 | SLKK | CHF 471.00 | View |
| 9 | KPT | CHF 473.80 | View |
| 10 | CONCORDIA | CHF 474.00 | View |
| 11 | Mutuel | CHF 483.50 | View |
| 12 | ÖKK | CHF 486.30 | View |
| 13 | SWICA | CHF 490.30 | View |
| 14 | sana24 | CHF 491.10 | View |
| 15 | Sumiswalder | CHF 497.20 | View |
| 16 | EGK | CHF 501.30 | View |
| 17 | Luzerner Hinterland | CHF 503.95 | View |
| 18 | Wädenswil | CHF 508.50 | View |
| 19 | Visana | CHF 510.90 | View |
| 20 | Aquilana | CHF 511.20 | View |
| 21 | Steffisburg | CHF 512.30 | View |
| 22 | Agrisano | CHF 515.70 | View |
| 23 | Philos | CHF 523.50 | View |
| 24 | rhenusana | CHF 530.00 | View |
| 25 | Galenos | CHF 558.50 | View |
| 26 | vita surselva | CHF 563.95 | View |
| 27 | Einsiedler | CHF 612.80 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.