CHF 2'500 deductible in Region 1 of canton Zurich
At a CHF 2'500 deductible, 27 insurers offer a premium in Region 1 of canton Zurich. The lowest is CHF 389.40 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 517.70, the CHF 2'500 deductible saves CHF 1'539.60 a year on the premium.
What it risks
In exchange you must cover CHF 2'200 more yourself before the insurance steps in. The tipping point is CHF 1'839.60 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
27 insurers at a CHF 2'500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Atupri | CHF 389.40 | View |
| 2 | Assura-Basis | CHF 394.50 | View |
| 3 | Vivao Sympany | CHF 399.60 | View |
| 4 | CSS | CHF 402.30 | View |
| 5 | Sanitas | CHF 404.40 | View |
| 6 | Helsana | CHF 405.30 | View |
| 7 | Avenir | CHF 412.20 | View |
| 8 | KPT | CHF 415.50 | View |
| 9 | CONCORDIA | CHF 415.70 | View |
| 10 | SLKK | CHF 419.70 | View |
| 11 | SWICA | CHF 425.40 | View |
| 12 | Mutuel | CHF 425.50 | View |
| 13 | ÖKK | CHF 428.00 | View |
| 14 | sana24 | CHF 432.80 | View |
| 15 | EGK | CHF 443.00 | View |
| 16 | Sumiswalder | CHF 443.50 | View |
| 17 | Luzerner Hinterland | CHF 445.65 | View |
| 18 | Aquilana | CHF 449.80 | View |
| 19 | Wädenswil | CHF 450.20 | View |
| 20 | Visana | CHF 452.50 | View |
| 21 | Steffisburg | CHF 453.90 | View |
| 22 | Agrisano | CHF 462.90 | View |
| 23 | Philos | CHF 465.50 | View |
| 24 | rhenusana | CHF 475.80 | View |
| 25 | Galenos | CHF 500.20 | View |
| 26 | vita surselva | CHF 506.90 | View |
| 27 | Einsiedler | CHF 554.50 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.