Free choice of doctor with a CHF 300 deductible in Region 1 of canton Zurich
27 insurers offer a Free choice of doctor with a CHF 300 deductible in Region 1. The lowest premium is CHF 605.20 a month for an adult, accident cover included.
Where the saving comes from
The two parts do not add up exactly: insurers do not price the two choices independently. The total above is the real figure; the breakdown gives the order of magnitude of each lever.
What the deductible risks
This is the minimum deductible: no extra risk compared with the reference.
The insurers, cheapest to dearest
27 insurers offer this combination in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | SLKK | Grundversicherung | CHF 605.20 | View |
| 2 | Sumiswalder | Grundversicherung | CHF 610.30 | View |
| 3 | Luzerner Hinterland | Grundversicherung | CHF 610.60 | View |
| 4 | Sanitas | Grundversicherung | CHF 619.40 | View |
| 5 | Vivao Sympany | Grundversicherung | CHF 621.00 | View |
| 6 | Atupri | Grundversicherung | CHF 623.70 | View |
| 7 | Wädenswil | Grundversicherung | CHF 624.20 | View |
| 8 | ÖKK | Grundversicherung | CHF 625.00 | View |
| 9 | EGK | Grundversicherung | CHF 627.70 | View |
| 10 | Assura-Basis | Grundversicherung | CHF 629.80 | View |
| 11 | Avenir | Grundversicherung | CHF 635.50 | View |
| 12 | CONCORDIA | Grundversicherung | CHF 636.20 | View |
| 13 | rhenusana | Grundversicherung | CHF 636.90 | View |
| 14 | Mutuel | Grundversicherung | CHF 639.80 | View |
| 15 | Agrisano | Grundversicherung | CHF 639.80 | View |
| 16 | Helsana | Grundversicherung | CHF 643.00 | View |
| 17 | KPT | Grundversicherung | CHF 647.70 | View |
| 18 | CSS | Grundversicherung | CHF 651.00 | View |
| 19 | SWICA | Grundversicherung | CHF 653.30 | View |
| 20 | Aquilana | Grundversicherung | CHF 657.40 | View |
| 21 | vita surselva | Grundversicherung | CHF 667.00 | View |
| 22 | Steffisburg | Grundversicherung | CHF 680.90 | View |
| 23 | Einsiedler | Grundversicherung | CHF 682.75 | View |
| 24 | sana24 | Grundversicherung | CHF 684.20 | View |
| 25 | Philos | Grundversicherung | CHF 694.10 | View |
| 26 | Visana | Grundversicherung | CHF 708.30 | View |
| 27 | Galenos | Grundversicherung | CHF 724.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.