CHF 500 deductible in Region 1 of canton Zurich
At a CHF 500 deductible, 27 insurers offer a premium in Region 1 of canton Zurich. The lowest is CHF 506.10 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 517.70, the CHF 500 deductible saves CHF 139.20 a year on the premium.
What it risks
In exchange you must cover CHF 200 more yourself before the insurance steps in. The tipping point is CHF 439.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
27 insurers at a CHF 500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | Atupri | CHF 506.10 | View |
| 2 | Assura-Basis | CHF 511.20 | View |
| 3 | Vivao Sympany | CHF 516.20 | View |
| 4 | CSS | CHF 519.00 | View |
| 5 | Sanitas | CHF 521.10 | View |
| 6 | Helsana | CHF 522.00 | View |
| 7 | SLKK | CHF 522.40 | View |
| 8 | Avenir | CHF 528.70 | View |
| 9 | KPT | CHF 532.20 | View |
| 10 | CONCORDIA | CHF 532.40 | View |
| 11 | Mutuel | CHF 542.00 | View |
| 12 | SWICA | CHF 542.10 | View |
| 13 | ÖKK | CHF 544.70 | View |
| 14 | sana24 | CHF 549.40 | View |
| 15 | Sumiswalder | CHF 550.70 | View |
| 16 | EGK | CHF 559.70 | View |
| 17 | Aquilana | CHF 561.90 | View |
| 18 | Luzerner Hinterland | CHF 562.30 | View |
| 19 | Wädenswil | CHF 566.90 | View |
| 20 | Agrisano | CHF 568.40 | View |
| 21 | Steffisburg | CHF 570.60 | View |
| 22 | Visana | CHF 574.20 | View |
| 23 | Philos | CHF 582.00 | View |
| 24 | rhenusana | CHF 588.40 | View |
| 25 | Galenos | CHF 616.80 | View |
| 26 | vita surselva | CHF 627.30 | View |
| 27 | Einsiedler | CHF 671.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.