CONCORDIA — Region 1 of canton Bern, 2026 premiums
CONCORDIA covers the 15 municipalities of Region 1 in canton Bern. Its lowest adult premium here is CHF 437.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CONCORDIA ranks 14 out of 26 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 593.80 a month.
What staying costs
Moving from CONCORDIA to Visana, the cheapest insurer in this region, saves CHF 608.40 a year for an adult on the same profile.
The full CONCORDIA table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 699.10 | CHF 629.20 | CHF 590.80 | CHF 604.80 |
| 500 | CHF 687.50 | CHF 617.60 | CHF 579.20 | CHF 593.20 |
| 1'000 | CHF 658.30 | CHF 588.40 | CHF 550.00 | CHF 564.00 |
| 1'500 | CHF 629.10 | CHF 559.20 | CHF 520.80 | CHF 534.80 |
| 2'000 | CHF 600.00 | CHF 530.10 | CHF 491.70 | CHF 505.70 |
| 2'500 | CHF 570.80 | CHF 500.90 | CHF 462.50 | CHF 476.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 524.40 | CHF 472.00 | CHF 443.20 | CHF 453.70 |
| 500 | CHF 512.80 | CHF 460.40 | CHF 431.60 | CHF 442.10 |
| 1'000 | CHF 483.60 | CHF 431.20 | CHF 402.40 | CHF 412.90 |
| 1'500 | CHF 454.40 | CHF 402.00 | CHF 373.20 | CHF 383.70 |
| 2'000 | CHF 425.30 | CHF 372.90 | CHF 344.10 | CHF 354.60 |
| 2'500 | CHF 396.10 | CHF 343.70 | CHF 314.90 | CHF 325.40 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 83.90 | CHF 75.60 | CHF 70.90 | CHF 72.60 |
| 100 | CHF 78.10 | CHF 69.80 | CHF 65.10 | CHF 66.80 |
| 200 | CHF 72.30 | CHF 64.00 | CHF 59.30 | CHF 61.00 |
| 300 | CHF 66.40 | CHF 58.10 | CHF 53.40 | CHF 55.10 |
| 400 | CHF 60.60 | CHF 52.30 | CHF 47.60 | CHF 49.30 |
| 500 | CHF 54.80 | CHF 46.50 | CHF 44.40 | CHF 44.40 |
| 600 | CHF 48.90 | CHF 44.40 | CHF 44.40 | CHF 44.40 |
With or without accident cover
With accident cover: CHF 699.10 a month. Without: CHF 660.70. Dropping it saves CHF 460.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 540.60 in 2025 to CHF 437.10 — a rise of 9.3 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Bern, not to the municipality.
Bern · Biel/Bienne · Bolligen · Bremgarten bei Bern · Evilard · Ittigen · Kirchlindach · Köniz · Muri bei Bern · Oberbalm · Ostermundigen · Stettlen · Vechigen · Wohlen bei Bern · Zollikofen
The other insurers in Region 1
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 540.10 | View |
| Vivao Sympany | CHF 545.90 | View |
| Atupri | CHF 548.90 | View |
| Helsana | CHF 548.90 | View |
| Sanitas | CHF 552.30 | View |
| sana24 | CHF 571.80 | View |
| CSS | CHF 577.10 | View |
| KPT | CHF 578.10 | View |
| Steffisburg | CHF 581.10 | View |
| SWICA | CHF 582.70 | View |
| ÖKK | CHF 585.20 | View |
| Sumiswalder | CHF 586.50 | View |
| Assura-Basis | CHF 589.50 | View |
| sodalis | CHF 598.20 | View |
| Mutuel | CHF 601.20 | View |
| EGK | CHF 603.40 | View |
| Avenir | CHF 606.70 | View |
| SLKK | CHF 607.70 | View |
| Philos | CHF 609.30 | View |
| Agrisano | CHF 611.30 | View |
| Aquilana | CHF 612.70 | View |
| Galenos | CHF 630.20 | View |
| Luzerner Hinterland | CHF 634.95 | View |
| vita surselva | CHF 646.00 | View |
| rhenusana | CHF 698.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.