Sanitas — Region 1 of canton Bern, 2026 premiums
Sanitas covers the 15 municipalities of Region 1 in canton Bern. Its lowest adult premium here is CHF 394.75 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sanitas ranks 5 out of 26 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 593.80 a month.
What staying costs
Moving from Sanitas to Visana, the cheapest insurer in this region, saves CHF 146.40 a year for an adult on the same profile.
The full Sanitas table
304 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 634.80 | CHF 552.30 | CHF 577.70 | CHF 571.40 |
| 500 | CHF 623.20 | CHF 540.70 | CHF 566.10 | CHF 559.80 |
| 1'000 | CHF 594.00 | CHF 511.50 | CHF 536.90 | CHF 530.60 |
| 1'500 | CHF 564.80 | CHF 482.30 | CHF 507.70 | CHF 501.40 |
| 2'000 | CHF 535.70 | CHF 453.20 | CHF 478.60 | CHF 472.30 |
| 2'500 | CHF 506.50 | CHF 424.00 | CHF 449.40 | CHF 443.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 408.20 | CHF 391.85 | CHF 396.00 | CHF 391.90 |
| 500 | CHF 396.60 | CHF 380.25 | CHF 384.40 | CHF 380.30 |
| 1'000 | CHF 367.40 | CHF 351.05 | CHF 355.20 | CHF 351.10 |
| 1'500 | CHF 338.20 | CHF 321.85 | CHF 326.00 | CHF 321.90 |
| 2'000 | CHF 309.10 | CHF 292.75 | CHF 296.90 | CHF 292.80 |
| 2'500 | CHF 279.90 | CHF 263.55 | CHF 267.70 | CHF 263.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 130.20 | CHF 126.25 | CHF 127.60 | CHF 125.00 |
| 100 | CHF 124.40 | CHF 120.45 | CHF 121.80 | CHF 119.20 |
| 200 | CHF 118.60 | CHF 114.65 | CHF 116.00 | CHF 113.40 |
| 300 | CHF 112.70 | CHF 108.75 | CHF 110.10 | CHF 107.50 |
| 400 | CHF 106.90 | CHF 102.95 | CHF 104.30 | CHF 101.70 |
| 500 | CHF 101.10 | CHF 97.15 | CHF 98.50 | CHF 95.90 |
| 600 | CHF 95.20 | CHF 91.25 | CHF 92.60 | CHF 90.00 |
With or without accident cover
With accident cover: CHF 634.80 a month. Without: CHF 591.00. Dropping it saves CHF 525.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 533.50 in 2025 to CHF 394.75 — a rise of 3.5 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Bern, not to the municipality.
Bern · Biel/Bienne · Bolligen · Bremgarten bei Bern · Evilard · Ittigen · Kirchlindach · Köniz · Muri bei Bern · Oberbalm · Ostermundigen · Stettlen · Vechigen · Wohlen bei Bern · Zollikofen
The other insurers in Region 1
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 540.10 | View |
| Vivao Sympany | CHF 545.90 | View |
| Atupri | CHF 548.90 | View |
| Helsana | CHF 548.90 | View |
| sana24 | CHF 571.80 | View |
| CSS | CHF 577.10 | View |
| KPT | CHF 578.10 | View |
| Steffisburg | CHF 581.10 | View |
| SWICA | CHF 582.70 | View |
| ÖKK | CHF 585.20 | View |
| Sumiswalder | CHF 586.50 | View |
| Assura-Basis | CHF 589.50 | View |
| CONCORDIA | CHF 590.80 | View |
| sodalis | CHF 598.20 | View |
| Mutuel | CHF 601.20 | View |
| EGK | CHF 603.40 | View |
| Avenir | CHF 606.70 | View |
| SLKK | CHF 607.70 | View |
| Philos | CHF 609.30 | View |
| Agrisano | CHF 611.30 | View |
| Aquilana | CHF 612.70 | View |
| Galenos | CHF 630.20 | View |
| Luzerner Hinterland | CHF 634.95 | View |
| vita surselva | CHF 646.00 | View |
| rhenusana | CHF 698.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.