vita surselva — Region 1 of canton Bern, 2026 premiums
vita surselva covers the 15 municipalities of Region 1 in canton Bern. Its lowest adult premium here is CHF 516.95 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
vita surselva ranks 25 out of 26 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 593.80 a month.
What staying costs
Moving from vita surselva to Visana, the cheapest insurer in this region, saves CHF 1'270.80 a year for an adult on the same profile.
The full vita surselva table
76 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 680.00 | CHF 646.00 |
| 500 | CHF 673.20 | CHF 634.35 |
| 1'000 | CHF 639.20 | CHF 607.25 |
| 1'500 | CHF 612.00 | CHF 581.40 |
| 2'000 | CHF 584.80 | CHF 549.10 |
| 2'500 | CHF 557.60 | CHF 520.05 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 593.00 | CHF 563.35 |
| 500 | CHF 582.35 | CHF 552.10 |
| 1'000 | CHF 557.40 | CHF 523.90 |
| 1'500 | CHF 527.75 | CHF 495.75 |
| 2'000 | CHF 498.10 | CHF 467.60 |
| 2'500 | CHF 468.45 | CHF 436.05 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 0 | CHF 163.00 | CHF 154.85 |
| 100 | CHF 157.45 | CHF 150.20 |
| 200 | CHF 151.60 | CHF 144.00 |
| 300 | CHF 146.70 | CHF 137.80 |
| 400 | CHF 140.20 | CHF 131.60 |
| 500 | CHF 135.30 | CHF 127.00 |
| 600 | CHF 128.75 | CHF 120.80 |
With or without accident cover
With accident cover: CHF 680.00 a month. Without: CHF 675.90. Dropping it saves CHF 49.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 615.00 in 2025 to CHF 516.95 — a rise of 5.0 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Bern, not to the municipality.
Bern · Biel/Bienne · Bolligen · Bremgarten bei Bern · Evilard · Ittigen · Kirchlindach · Köniz · Muri bei Bern · Oberbalm · Ostermundigen · Stettlen · Vechigen · Wohlen bei Bern · Zollikofen
The other insurers in Region 1
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 540.10 | View |
| Vivao Sympany | CHF 545.90 | View |
| Atupri | CHF 548.90 | View |
| Helsana | CHF 548.90 | View |
| Sanitas | CHF 552.30 | View |
| sana24 | CHF 571.80 | View |
| CSS | CHF 577.10 | View |
| KPT | CHF 578.10 | View |
| Steffisburg | CHF 581.10 | View |
| SWICA | CHF 582.70 | View |
| ÖKK | CHF 585.20 | View |
| Sumiswalder | CHF 586.50 | View |
| Assura-Basis | CHF 589.50 | View |
| CONCORDIA | CHF 590.80 | View |
| sodalis | CHF 598.20 | View |
| Mutuel | CHF 601.20 | View |
| EGK | CHF 603.40 | View |
| Avenir | CHF 606.70 | View |
| SLKK | CHF 607.70 | View |
| Philos | CHF 609.30 | View |
| Agrisano | CHF 611.30 | View |
| Aquilana | CHF 612.70 | View |
| Galenos | CHF 630.20 | View |
| Luzerner Hinterland | CHF 634.95 | View |
| rhenusana | CHF 698.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.