Helsana — Region 1 of canton Bern, 2026 premiums
Helsana covers the 15 municipalities of Region 1 in canton Bern. Its lowest adult premium here is CHF 391.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Helsana ranks 4 out of 26 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 593.80 a month.
What staying costs
Moving from Helsana to Visana, the cheapest insurer in this region, saves CHF 105.60 a year for an adult on the same profile.
The full Helsana table
252 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 631.00 | CHF 548.90 | CHF 548.90 |
| 500 | CHF 619.40 | CHF 537.30 | CHF 537.30 |
| 1'000 | CHF 590.20 | CHF 508.10 | CHF 508.10 |
| 1'500 | CHF 561.00 | CHF 478.90 | CHF 478.90 |
| 2'000 | CHF 531.90 | CHF 449.80 | CHF 449.80 |
| 2'500 | CHF 502.70 | CHF 420.60 | CHF 420.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 504.80 | CHF 439.10 | CHF 439.10 |
| 500 | CHF 493.20 | CHF 427.50 | CHF 427.50 |
| 1'000 | CHF 464.00 | CHF 398.30 | CHF 398.30 |
| 1'500 | CHF 434.80 | CHF 369.10 | CHF 369.10 |
| 2'000 | CHF 405.70 | CHF 340.00 | CHF 340.00 |
| 2'500 | CHF 376.50 | CHF 310.80 | CHF 310.80 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 145.10 | CHF 126.20 | CHF 126.20 |
| 500 | CHF 116.00 | CHF 97.10 | CHF 97.10 |
With or without accident cover
With accident cover: CHF 631.00 a month. Without: CHF 586.90. Dropping it saves CHF 529.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 528.90 in 2025 to CHF 391.20 — a rise of 3.8 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Bern, not to the municipality.
Bern · Biel/Bienne · Bolligen · Bremgarten bei Bern · Evilard · Ittigen · Kirchlindach · Köniz · Muri bei Bern · Oberbalm · Ostermundigen · Stettlen · Vechigen · Wohlen bei Bern · Zollikofen
The other insurers in Region 1
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 540.10 | View |
| Vivao Sympany | CHF 545.90 | View |
| Atupri | CHF 548.90 | View |
| Sanitas | CHF 552.30 | View |
| sana24 | CHF 571.80 | View |
| CSS | CHF 577.10 | View |
| KPT | CHF 578.10 | View |
| Steffisburg | CHF 581.10 | View |
| SWICA | CHF 582.70 | View |
| ÖKK | CHF 585.20 | View |
| Sumiswalder | CHF 586.50 | View |
| Assura-Basis | CHF 589.50 | View |
| CONCORDIA | CHF 590.80 | View |
| sodalis | CHF 598.20 | View |
| Mutuel | CHF 601.20 | View |
| EGK | CHF 603.40 | View |
| Avenir | CHF 606.70 | View |
| SLKK | CHF 607.70 | View |
| Philos | CHF 609.30 | View |
| Agrisano | CHF 611.30 | View |
| Aquilana | CHF 612.70 | View |
| Galenos | CHF 630.20 | View |
| Luzerner Hinterland | CHF 634.95 | View |
| vita surselva | CHF 646.00 | View |
| rhenusana | CHF 698.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.