Steffisburg — Region 1 of canton Bern, 2026 premiums
Steffisburg covers the 15 municipalities of Region 1 in canton Bern. Its lowest adult premium here is CHF 423.40 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Steffisburg ranks 9 out of 26 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 593.80 a month.
What staying costs
Moving from Steffisburg to Visana, the cheapest insurer in this region, saves CHF 492.00 a year for an adult on the same profile.
The full Steffisburg table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 664.10 | CHF 581.10 | CHF 591.10 |
| 500 | CHF 652.50 | CHF 569.50 | CHF 579.50 |
| 1'000 | CHF 623.30 | CHF 540.30 | CHF 550.30 |
| 1'500 | CHF 594.10 | CHF 511.20 | CHF 521.10 |
| 2'000 | CHF 565.00 | CHF 482.00 | CHF 492.00 |
| 2'500 | CHF 535.80 | CHF 452.80 | CHF 462.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 484.80 | CHF 426.70 | CHF 431.50 |
| 500 | CHF 473.20 | CHF 415.10 | CHF 420.00 |
| 1'000 | CHF 444.00 | CHF 385.90 | CHF 390.80 |
| 1'500 | CHF 414.80 | CHF 356.70 | CHF 361.60 |
| 2'000 | CHF 385.70 | CHF 327.60 | CHF 332.40 |
| 2'500 | CHF 356.60 | CHF 298.40 | CHF 303.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 91.70 | CHF 81.60 | CHF 84.40 |
| 100 | CHF 88.20 | CHF 78.20 | CHF 80.90 |
| 200 | CHF 84.80 | CHF 74.70 | CHF 77.40 |
| 300 | CHF 81.30 | CHF 71.10 | CHF 73.90 |
| 400 | CHF 77.70 | CHF 67.70 | CHF 70.40 |
| 500 | CHF 74.30 | CHF 64.20 | CHF 66.90 |
| 600 | CHF 70.70 | CHF 60.60 | CHF 63.40 |
With or without accident cover
With accident cover: CHF 664.10 a month. Without: CHF 620.90. Dropping it saves CHF 518.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 542.00 in 2025 to CHF 423.40 — a rise of 7.2 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Bern, not to the municipality.
Bern · Biel/Bienne · Bolligen · Bremgarten bei Bern · Evilard · Ittigen · Kirchlindach · Köniz · Muri bei Bern · Oberbalm · Ostermundigen · Stettlen · Vechigen · Wohlen bei Bern · Zollikofen
The other insurers in Region 1
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 540.10 | View |
| Vivao Sympany | CHF 545.90 | View |
| Atupri | CHF 548.90 | View |
| Helsana | CHF 548.90 | View |
| Sanitas | CHF 552.30 | View |
| sana24 | CHF 571.80 | View |
| CSS | CHF 577.10 | View |
| KPT | CHF 578.10 | View |
| SWICA | CHF 582.70 | View |
| ÖKK | CHF 585.20 | View |
| Sumiswalder | CHF 586.50 | View |
| Assura-Basis | CHF 589.50 | View |
| CONCORDIA | CHF 590.80 | View |
| sodalis | CHF 598.20 | View |
| Mutuel | CHF 601.20 | View |
| EGK | CHF 603.40 | View |
| Avenir | CHF 606.70 | View |
| SLKK | CHF 607.70 | View |
| Philos | CHF 609.30 | View |
| Agrisano | CHF 611.30 | View |
| Aquilana | CHF 612.70 | View |
| Galenos | CHF 630.20 | View |
| Luzerner Hinterland | CHF 634.95 | View |
| vita surselva | CHF 646.00 | View |
| rhenusana | CHF 698.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.