EGK — Region 1 of canton Bern, 2026 premiums
EGK covers the 15 municipalities of Region 1 in canton Bern. Its lowest adult premium here is CHF 441.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
EGK ranks 17 out of 26 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 593.80 a month.
What staying costs
Moving from EGK to Visana, the cheapest insurer in this region, saves CHF 759.60 a year for an adult on the same profile.
The full EGK table
144 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 689.50 | CHF 603.40 | CHF 603.40 |
| 500 | CHF 677.90 | CHF 591.80 | CHF 591.80 |
| 1'000 | CHF 648.70 | CHF 562.60 | CHF 562.60 |
| 1'500 | CHF 619.50 | CHF 533.40 | CHF 533.40 |
| 2'000 | CHF 590.40 | CHF 504.30 | CHF 504.30 |
| 2'500 | CHF 561.20 | CHF 475.10 | CHF 475.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 477.80 | CHF 444.40 | CHF 436.30 |
| 500 | CHF 466.20 | CHF 432.80 | CHF 424.70 |
| 1'000 | CHF 437.00 | CHF 403.60 | CHF 395.50 |
| 1'500 | CHF 407.80 | CHF 374.40 | CHF 366.30 |
| 2'000 | CHF 378.70 | CHF 345.30 | CHF 337.20 |
| 2'500 | CHF 349.50 | CHF 316.10 | CHF 308.00 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 151.70 | CHF 133.80 | CHF 133.80 |
| 100 | CHF 150.70 | CHF 132.90 | CHF 132.90 |
| 200 | CHF 149.80 | CHF 131.90 | CHF 131.90 |
| 300 | CHF 148.80 | CHF 130.90 | CHF 130.90 |
| 400 | CHF 147.80 | CHF 129.90 | CHF 129.90 |
| 500 | CHF 146.80 | CHF 128.90 | CHF 128.90 |
With or without accident cover
With accident cover: CHF 689.50 a month. Without: CHF 641.30. Dropping it saves CHF 578.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 579.90 in 2025 to CHF 441.90 — a rise of 4.1 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Bern, not to the municipality.
Bern · Biel/Bienne · Bolligen · Bremgarten bei Bern · Evilard · Ittigen · Kirchlindach · Köniz · Muri bei Bern · Oberbalm · Ostermundigen · Stettlen · Vechigen · Wohlen bei Bern · Zollikofen
The other insurers in Region 1
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 540.10 | View |
| Vivao Sympany | CHF 545.90 | View |
| Atupri | CHF 548.90 | View |
| Helsana | CHF 548.90 | View |
| Sanitas | CHF 552.30 | View |
| sana24 | CHF 571.80 | View |
| CSS | CHF 577.10 | View |
| KPT | CHF 578.10 | View |
| Steffisburg | CHF 581.10 | View |
| SWICA | CHF 582.70 | View |
| ÖKK | CHF 585.20 | View |
| Sumiswalder | CHF 586.50 | View |
| Assura-Basis | CHF 589.50 | View |
| CONCORDIA | CHF 590.80 | View |
| sodalis | CHF 598.20 | View |
| Mutuel | CHF 601.20 | View |
| Avenir | CHF 606.70 | View |
| SLKK | CHF 607.70 | View |
| Philos | CHF 609.30 | View |
| Agrisano | CHF 611.30 | View |
| Aquilana | CHF 612.70 | View |
| Galenos | CHF 630.20 | View |
| Luzerner Hinterland | CHF 634.95 | View |
| vita surselva | CHF 646.00 | View |
| rhenusana | CHF 698.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.