sana24 — Region 1 of canton Bern, 2026 premiums
sana24 covers the 15 municipalities of Region 1 in canton Bern. Its lowest adult premium here is CHF 414.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
sana24 ranks 6 out of 26 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 593.80 a month.
What staying costs
Moving from sana24 to Visana, the cheapest insurer in this region, saves CHF 380.40 a year for an adult on the same profile.
The full sana24 table
312 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 300 | CHF 664.80 | CHF 609.70 | CHF 571.80 |
| 500 | CHF 653.10 | CHF 598.00 | CHF 560.10 |
| 1'000 | CHF 624.00 | CHF 568.80 | CHF 531.00 |
| 1'500 | CHF 594.80 | CHF 539.70 | CHF 501.80 |
| 2'000 | CHF 565.60 | CHF 510.50 | CHF 472.60 |
| 2'500 | CHF 536.50 | CHF 481.30 | CHF 443.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 300 | CHF 514.00 | CHF 465.70 | CHF 483.20 |
| 500 | CHF 502.30 | CHF 454.00 | CHF 471.50 |
| 1'000 | CHF 473.10 | CHF 424.90 | CHF 442.30 |
| 1'500 | CHF 444.00 | CHF 395.70 | CHF 413.20 |
| 2'000 | CHF 414.80 | CHF 366.50 | CHF 384.00 |
| 2'500 | CHF 385.60 | CHF 337.40 | CHF 354.80 |
Children Up to age 18.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 0 | CHF 66.80 | CHF 60.60 | CHF 66.20 |
| 100 | CHF 62.20 | CHF 56.40 | CHF 61.60 |
| 200 | CHF 57.50 | CHF 52.20 | CHF 57.00 |
| 300 | CHF 52.90 | CHF 48.00 | CHF 52.40 |
| 400 | CHF 48.20 | CHF 43.70 | CHF 47.80 |
| 500 | CHF 43.60 | CHF 39.50 | CHF 43.20 |
| 600 | CHF 38.90 | CHF 35.90 | CHF 38.50 |
With or without accident cover
With accident cover: CHF 664.80 a month. Without: CHF 621.30. Dropping it saves CHF 522.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 566.10 in 2025 to CHF 414.50 — a rise of 1.0 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Bern, not to the municipality.
Bern · Biel/Bienne · Bolligen · Bremgarten bei Bern · Evilard · Ittigen · Kirchlindach · Köniz · Muri bei Bern · Oberbalm · Ostermundigen · Stettlen · Vechigen · Wohlen bei Bern · Zollikofen
The other insurers in Region 1
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 540.10 | View |
| Vivao Sympany | CHF 545.90 | View |
| Atupri | CHF 548.90 | View |
| Helsana | CHF 548.90 | View |
| Sanitas | CHF 552.30 | View |
| CSS | CHF 577.10 | View |
| KPT | CHF 578.10 | View |
| Steffisburg | CHF 581.10 | View |
| SWICA | CHF 582.70 | View |
| ÖKK | CHF 585.20 | View |
| Sumiswalder | CHF 586.50 | View |
| Assura-Basis | CHF 589.50 | View |
| CONCORDIA | CHF 590.80 | View |
| sodalis | CHF 598.20 | View |
| Mutuel | CHF 601.20 | View |
| EGK | CHF 603.40 | View |
| Avenir | CHF 606.70 | View |
| SLKK | CHF 607.70 | View |
| Philos | CHF 609.30 | View |
| Agrisano | CHF 611.30 | View |
| Aquilana | CHF 612.70 | View |
| Galenos | CHF 630.20 | View |
| Luzerner Hinterland | CHF 634.95 | View |
| vita surselva | CHF 646.00 | View |
| rhenusana | CHF 698.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.