Sumiswalder — Region 1 of canton Bern, 2026 premiums
Sumiswalder covers the 15 municipalities of Region 1 in canton Bern. Its lowest adult premium here is CHF 428.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sumiswalder ranks 12 out of 26 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 593.80 a month.
What staying costs
Moving from Sumiswalder to Visana, the cheapest insurer in this region, saves CHF 556.80 a year for an adult on the same profile.
The full Sumiswalder table
156 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 637.50 | CHF 586.50 | CHF 586.50 |
| 500 | CHF 625.90 | CHF 575.20 | CHF 575.20 |
| 1'000 | CHF 596.70 | CHF 546.90 | CHF 546.90 |
| 1'500 | CHF 567.50 | CHF 518.30 | CHF 518.30 |
| 2'000 | CHF 538.40 | CHF 489.50 | CHF 489.50 |
| 2'500 | CHF 509.20 | CHF 460.50 | CHF 460.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 465.40 | CHF 428.20 | CHF 428.20 |
| 500 | CHF 453.80 | CHF 416.90 | CHF 416.90 |
| 1'000 | CHF 424.60 | CHF 388.60 | CHF 388.60 |
| 1'500 | CHF 395.40 | CHF 360.00 | CHF 360.00 |
| 2'000 | CHF 366.30 | CHF 331.20 | CHF 331.20 |
| 2'500 | CHF 337.20 | CHF 302.20 | CHF 302.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 73.40 | CHF 67.50 | CHF 67.50 |
| 100 | CHF 70.50 | CHF 64.80 | CHF 64.80 |
| 200 | CHF 67.60 | CHF 62.20 | CHF 62.20 |
| 300 | CHF 64.60 | CHF 59.30 | CHF 59.30 |
| 400 | CHF 61.70 | CHF 56.50 | CHF 56.50 |
| 500 | CHF 58.80 | CHF 53.50 | CHF 53.50 |
| 600 | CHF 55.90 | CHF 51.00 | CHF 51.00 |
With or without accident cover
With accident cover: CHF 637.50 a month. Without: CHF 592.90. Dropping it saves CHF 535.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 559.70 in 2025 to CHF 428.30 — a rise of 4.8 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Bern, not to the municipality.
Bern · Biel/Bienne · Bolligen · Bremgarten bei Bern · Evilard · Ittigen · Kirchlindach · Köniz · Muri bei Bern · Oberbalm · Ostermundigen · Stettlen · Vechigen · Wohlen bei Bern · Zollikofen
The other insurers in Region 1
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 540.10 | View |
| Vivao Sympany | CHF 545.90 | View |
| Atupri | CHF 548.90 | View |
| Helsana | CHF 548.90 | View |
| Sanitas | CHF 552.30 | View |
| sana24 | CHF 571.80 | View |
| CSS | CHF 577.10 | View |
| KPT | CHF 578.10 | View |
| Steffisburg | CHF 581.10 | View |
| SWICA | CHF 582.70 | View |
| ÖKK | CHF 585.20 | View |
| Assura-Basis | CHF 589.50 | View |
| CONCORDIA | CHF 590.80 | View |
| sodalis | CHF 598.20 | View |
| Mutuel | CHF 601.20 | View |
| EGK | CHF 603.40 | View |
| Avenir | CHF 606.70 | View |
| SLKK | CHF 607.70 | View |
| Philos | CHF 609.30 | View |
| Agrisano | CHF 611.30 | View |
| Aquilana | CHF 612.70 | View |
| Galenos | CHF 630.20 | View |
| Luzerner Hinterland | CHF 634.95 | View |
| vita surselva | CHF 646.00 | View |
| rhenusana | CHF 698.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.