CSS — Region 1 of canton Bern, 2026 premiums
CSS covers the 15 municipalities of Region 1 in canton Bern. Its lowest adult premium here is CHF 417.40 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CSS ranks 7 out of 26 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 593.80 a month.
What staying costs
Moving from CSS to Visana, the cheapest insurer in this region, saves CHF 444.00 a year for an adult on the same profile.
The full CSS table
180 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 683.00 | CHF 577.10 | CHF 614.70 |
| 500 | CHF 671.40 | CHF 565.50 | CHF 603.10 |
| 1'000 | CHF 642.20 | CHF 536.30 | CHF 573.90 |
| 1'500 | CHF 613.00 | CHF 507.10 | CHF 544.70 |
| 2'000 | CHF 583.90 | CHF 478.00 | CHF 515.60 |
| 2'500 | CHF 554.70 | CHF 448.80 | CHF 486.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 512.30 | CHF 409.80 | CHF 461.00 |
| 500 | CHF 500.70 | CHF 398.20 | CHF 449.40 |
| 1'000 | CHF 471.50 | CHF 369.00 | CHF 420.20 |
| 1'500 | CHF 442.30 | CHF 339.80 | CHF 391.00 |
| 2'000 | CHF 413.20 | CHF 310.70 | CHF 361.90 |
| 2'500 | CHF 384.00 | CHF 281.50 | CHF 332.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 150.30 | CHF 132.70 | CHF 135.20 |
| 100 | CHF 144.50 | CHF 126.90 | CHF 129.40 |
| 200 | CHF 138.70 | CHF 121.10 | CHF 123.60 |
| 300 | CHF 132.80 | CHF 115.20 | CHF 117.70 |
| 400 | CHF 127.00 | CHF 109.40 | CHF 111.90 |
| 600 | CHF 115.30 | CHF 97.70 | CHF 100.20 |
With or without accident cover
With accident cover: CHF 683.00 a month. Without: CHF 635.20. Dropping it saves CHF 573.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 557.80 in 2025 to CHF 417.40 — a rise of 3.5 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Bern, not to the municipality.
Bern · Biel/Bienne · Bolligen · Bremgarten bei Bern · Evilard · Ittigen · Kirchlindach · Köniz · Muri bei Bern · Oberbalm · Ostermundigen · Stettlen · Vechigen · Wohlen bei Bern · Zollikofen
The other insurers in Region 1
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 540.10 | View |
| Vivao Sympany | CHF 545.90 | View |
| Atupri | CHF 548.90 | View |
| Helsana | CHF 548.90 | View |
| Sanitas | CHF 552.30 | View |
| sana24 | CHF 571.80 | View |
| KPT | CHF 578.10 | View |
| Steffisburg | CHF 581.10 | View |
| SWICA | CHF 582.70 | View |
| ÖKK | CHF 585.20 | View |
| Sumiswalder | CHF 586.50 | View |
| Assura-Basis | CHF 589.50 | View |
| CONCORDIA | CHF 590.80 | View |
| sodalis | CHF 598.20 | View |
| Mutuel | CHF 601.20 | View |
| EGK | CHF 603.40 | View |
| Avenir | CHF 606.70 | View |
| SLKK | CHF 607.70 | View |
| Philos | CHF 609.30 | View |
| Agrisano | CHF 611.30 | View |
| Aquilana | CHF 612.70 | View |
| Galenos | CHF 630.20 | View |
| Luzerner Hinterland | CHF 634.95 | View |
| vita surselva | CHF 646.00 | View |
| rhenusana | CHF 698.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.