Assura-Basis — Region 1 of canton Bern, 2026 premiums
Assura-Basis covers the 15 municipalities of Region 1 in canton Bern. Its lowest adult premium here is CHF 429.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Assura-Basis ranks 13 out of 26 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 593.80 a month.
What staying costs
Moving from Assura-Basis to Visana, the cheapest insurer in this region, saves CHF 592.80 a year for an adult on the same profile.
The full Assura-Basis table
396 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 689.40 | CHF 589.50 |
| 500 | CHF 677.80 | CHF 577.90 |
| 1'000 | CHF 648.60 | CHF 548.70 |
| 1'500 | CHF 619.40 | CHF 519.50 |
| 2'000 | CHF 590.30 | CHF 490.40 |
| 2'500 | CHF 561.10 | CHF 461.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 300 | CHF 517.10 | CHF 442.20 |
| 500 | CHF 505.50 | CHF 430.60 |
| 1'000 | CHF 476.30 | CHF 401.40 |
| 1'500 | CHF 447.10 | CHF 372.20 |
| 2'000 | CHF 418.00 | CHF 343.10 |
| 2'500 | CHF 388.80 | CHF 313.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor |
|---|---|---|
| 0 | CHF 161.50 | CHF 138.10 |
| 100 | CHF 155.70 | CHF 132.30 |
| 200 | CHF 149.90 | CHF 126.50 |
| 300 | CHF 144.00 | CHF 120.60 |
| 400 | CHF 138.20 | CHF 114.80 |
| 500 | CHF 132.40 | CHF 109.00 |
| 600 | CHF 126.50 | CHF 103.10 |
With or without accident cover
With accident cover: CHF 689.40 a month. Without: CHF 641.20. Dropping it saves CHF 578.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 573.80 in 2025 to CHF 429.00 — a rise of 2.7 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Bern, not to the municipality.
Bern · Biel/Bienne · Bolligen · Bremgarten bei Bern · Evilard · Ittigen · Kirchlindach · Köniz · Muri bei Bern · Oberbalm · Ostermundigen · Stettlen · Vechigen · Wohlen bei Bern · Zollikofen
The other insurers in Region 1
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 540.10 | View |
| Vivao Sympany | CHF 545.90 | View |
| Atupri | CHF 548.90 | View |
| Helsana | CHF 548.90 | View |
| Sanitas | CHF 552.30 | View |
| sana24 | CHF 571.80 | View |
| CSS | CHF 577.10 | View |
| KPT | CHF 578.10 | View |
| Steffisburg | CHF 581.10 | View |
| SWICA | CHF 582.70 | View |
| ÖKK | CHF 585.20 | View |
| Sumiswalder | CHF 586.50 | View |
| CONCORDIA | CHF 590.80 | View |
| sodalis | CHF 598.20 | View |
| Mutuel | CHF 601.20 | View |
| EGK | CHF 603.40 | View |
| Avenir | CHF 606.70 | View |
| SLKK | CHF 607.70 | View |
| Philos | CHF 609.30 | View |
| Agrisano | CHF 611.30 | View |
| Aquilana | CHF 612.70 | View |
| Galenos | CHF 630.20 | View |
| Luzerner Hinterland | CHF 634.95 | View |
| vita surselva | CHF 646.00 | View |
| rhenusana | CHF 698.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.