rhenusana — Region 1 of canton Bern, 2026 premiums
rhenusana covers the 15 municipalities of Region 1 in canton Bern. Its lowest adult premium here is CHF 539.60 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
rhenusana ranks 26 out of 26 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 593.80 a month.
What staying costs
Moving from rhenusana to Visana, the cheapest insurer in this region, saves CHF 1'897.20 a year for an adult on the same profile.
The full rhenusana table
108 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 758.90 | CHF 732.40 | CHF 698.20 |
| 500 | CHF 747.30 | CHF 720.80 | CHF 687.70 |
| 1'000 | CHF 718.10 | CHF 693.40 | CHF 660.70 |
| 1'500 | CHF 688.90 | CHF 665.40 | CHF 634.30 |
| 2'000 | CHF 659.80 | CHF 637.40 | CHF 607.20 |
| 2'500 | CHF 630.90 | CHF 609.40 | CHF 580.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 576.80 | CHF 556.70 | CHF 530.70 |
| 500 | CHF 566.80 | CHF 545.10 | CHF 521.70 |
| 1'000 | CHF 542.30 | CHF 516.20 | CHF 499.20 |
| 1'500 | CHF 517.80 | CHF 486.70 | CHF 476.70 |
| 2'000 | CHF 493.30 | CHF 462.70 | CHF 453.70 |
| 2'500 | CHF 468.80 | CHF 439.70 | CHF 431.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 94.90 | CHF 91.60 | CHF 87.40 |
| 300 | CHF 86.20 | CHF 82.90 | CHF 78.60 |
| 600 | CHF 77.40 | CHF 74.10 | CHF 69.90 |
With or without accident cover
With accident cover: CHF 758.90 a month. Without: CHF 705.80. Dropping it saves CHF 637.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 658.70 in 2025 to CHF 539.60 — a rise of 6.0 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Bern, not to the municipality.
Bern · Biel/Bienne · Bolligen · Bremgarten bei Bern · Evilard · Ittigen · Kirchlindach · Köniz · Muri bei Bern · Oberbalm · Ostermundigen · Stettlen · Vechigen · Wohlen bei Bern · Zollikofen
The other insurers in Region 1
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 540.10 | View |
| Vivao Sympany | CHF 545.90 | View |
| Atupri | CHF 548.90 | View |
| Helsana | CHF 548.90 | View |
| Sanitas | CHF 552.30 | View |
| sana24 | CHF 571.80 | View |
| CSS | CHF 577.10 | View |
| KPT | CHF 578.10 | View |
| Steffisburg | CHF 581.10 | View |
| SWICA | CHF 582.70 | View |
| ÖKK | CHF 585.20 | View |
| Sumiswalder | CHF 586.50 | View |
| Assura-Basis | CHF 589.50 | View |
| CONCORDIA | CHF 590.80 | View |
| sodalis | CHF 598.20 | View |
| Mutuel | CHF 601.20 | View |
| EGK | CHF 603.40 | View |
| Avenir | CHF 606.70 | View |
| SLKK | CHF 607.70 | View |
| Philos | CHF 609.30 | View |
| Agrisano | CHF 611.30 | View |
| Aquilana | CHF 612.70 | View |
| Galenos | CHF 630.20 | View |
| Luzerner Hinterland | CHF 634.95 | View |
| vita surselva | CHF 646.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.