Vivao Sympany — Region 1 of canton Bern, 2026 premiums
Vivao Sympany covers the 15 municipalities of Region 1 in canton Bern. Its lowest adult premium here is CHF 388.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Vivao Sympany ranks 2 out of 26 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 593.80 a month.
What staying costs
Moving from Vivao Sympany to Visana, the cheapest insurer in this region, saves CHF 69.60 a year for an adult on the same profile.
The full Vivao Sympany table
192 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 631.00 | CHF 555.30 | CHF 555.30 | CHF 545.90 |
| 500 | CHF 619.40 | CHF 543.70 | CHF 543.70 | CHF 534.20 |
| 1'000 | CHF 590.20 | CHF 514.50 | CHF 514.50 | CHF 505.00 |
| 1'500 | CHF 561.00 | CHF 485.30 | CHF 485.30 | CHF 475.90 |
| 2'000 | CHF 531.90 | CHF 456.20 | CHF 456.20 | CHF 446.70 |
| 2'500 | CHF 502.70 | CHF 427.00 | CHF 427.00 | CHF 417.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 460.70 | CHF 405.40 | CHF 405.40 | CHF 398.50 |
| 500 | CHF 449.00 | CHF 393.70 | CHF 393.70 | CHF 386.80 |
| 1'000 | CHF 419.80 | CHF 364.60 | CHF 364.60 | CHF 357.70 |
| 1'500 | CHF 390.70 | CHF 335.40 | CHF 335.40 | CHF 328.50 |
| 2'000 | CHF 361.50 | CHF 306.20 | CHF 306.20 | CHF 299.30 |
| 2'500 | CHF 332.30 | CHF 277.10 | CHF 277.10 | CHF 270.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 186.20 | CHF 163.90 | CHF 163.90 | CHF 161.10 |
| 200 | CHF 174.50 | CHF 152.20 | CHF 152.20 | CHF 149.40 |
| 400 | CHF 162.90 | CHF 140.50 | CHF 140.50 | CHF 137.70 |
| 600 | CHF 151.20 | CHF 128.90 | CHF 128.90 | CHF 126.10 |
With or without accident cover
With accident cover: CHF 631.00 a month. Without: CHF 586.90. Dropping it saves CHF 529.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 524.20 in 2025 to CHF 388.30 — a rise of 4.1 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Bern, not to the municipality.
Bern · Biel/Bienne · Bolligen · Bremgarten bei Bern · Evilard · Ittigen · Kirchlindach · Köniz · Muri bei Bern · Oberbalm · Ostermundigen · Stettlen · Vechigen · Wohlen bei Bern · Zollikofen
The other insurers in Region 1
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Visana | CHF 540.10 | View |
| Atupri | CHF 548.90 | View |
| Helsana | CHF 548.90 | View |
| Sanitas | CHF 552.30 | View |
| sana24 | CHF 571.80 | View |
| CSS | CHF 577.10 | View |
| KPT | CHF 578.10 | View |
| Steffisburg | CHF 581.10 | View |
| SWICA | CHF 582.70 | View |
| ÖKK | CHF 585.20 | View |
| Sumiswalder | CHF 586.50 | View |
| Assura-Basis | CHF 589.50 | View |
| CONCORDIA | CHF 590.80 | View |
| sodalis | CHF 598.20 | View |
| Mutuel | CHF 601.20 | View |
| EGK | CHF 603.40 | View |
| Avenir | CHF 606.70 | View |
| SLKK | CHF 607.70 | View |
| Philos | CHF 609.30 | View |
| Agrisano | CHF 611.30 | View |
| Aquilana | CHF 612.70 | View |
| Galenos | CHF 630.20 | View |
| Luzerner Hinterland | CHF 634.95 | View |
| vita surselva | CHF 646.00 | View |
| rhenusana | CHF 698.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.