CONCORDIA — Region 2 of canton Schaffhausen, 2026 premiums
CONCORDIA covers the 24 municipalities of Region 2 in canton Schaffhausen. Its lowest adult premium here is CHF 322.60 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CONCORDIA ranks 7 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 488.14 a month.
What staying costs
Moving from CONCORDIA to Agrisano, the cheapest insurer in this region, saves CHF 429.60 a year for an adult on the same profile.
The full CONCORDIA table
208 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 539.70 | CHF 477.70 | CHF 469.60 | CHF 469.60 |
| 500 | CHF 528.10 | CHF 466.10 | CHF 458.00 | CHF 458.00 |
| 1'000 | CHF 498.90 | CHF 436.90 | CHF 428.80 | CHF 428.80 |
| 1'500 | CHF 469.70 | CHF 407.70 | CHF 399.60 | CHF 399.60 |
| 2'000 | CHF 440.60 | CHF 378.60 | CHF 370.50 | CHF 370.50 |
| 2'500 | CHF 411.40 | CHF 349.40 | CHF 341.30 | CHF 341.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 404.80 | CHF 358.30 | CHF 352.20 | CHF 352.20 |
| 500 | CHF 393.20 | CHF 346.70 | CHF 340.60 | CHF 340.60 |
| 1'000 | CHF 364.00 | CHF 317.50 | CHF 311.40 | CHF 311.40 |
| 1'500 | CHF 334.80 | CHF 288.30 | CHF 282.20 | CHF 282.20 |
| 2'000 | CHF 305.70 | CHF 259.20 | CHF 253.10 | CHF 253.10 |
| 2'500 | CHF 276.50 | CHF 230.00 | CHF 223.90 | CHF 223.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 64.80 | CHF 57.40 | CHF 56.40 | CHF 56.40 |
| 100 | CHF 59.00 | CHF 51.60 | CHF 50.60 | CHF 50.60 |
| 200 | CHF 53.20 | CHF 45.80 | CHF 44.80 | CHF 44.80 |
| 300 | CHF 47.30 | CHF 39.90 | CHF 38.90 | CHF 38.90 |
| 400 | CHF 41.50 | CHF 34.30 | CHF 34.30 | CHF 34.30 |
| 500 | CHF 35.70 | CHF 34.30 | CHF 34.30 | CHF 34.30 |
| 600 | CHF 34.30 | CHF 34.30 | CHF 34.30 | CHF 34.30 |
With or without accident cover
With accident cover: CHF 539.70 a month. Without: CHF 510.10. Dropping it saves CHF 355.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 446.40 in 2025 to CHF 322.60 — a rise of 5.2 %.
The 24 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Schaffhausen, not to the municipality.
Bargen (SH) · Beggingen · Beringen · Buch (SH) · Buchberg · Büttenhardt · Dörflingen · Gächlingen · Hallau · Hemishofen · Lohn (SH) · Löhningen · Merishausen · Neunkirch · Oberhallau · Ramsen · Rüdlingen · Schleitheim · Siblingen · Stein am Rhein · Stetten (SH) · Thayngen · Trasadingen · Wilchingen
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 433.80 | View |
| ÖKK | CHF 448.10 | View |
| Assura-Basis | CHF 452.60 | View |
| Visana | CHF 455.20 | View |
| Aquilana | CHF 459.80 | View |
| KPT | CHF 469.00 | View |
| SWICA | CHF 470.30 | View |
| Galenos | CHF 470.90 | View |
| Sanitas | CHF 484.35 | View |
| EGK | CHF 486.80 | View |
| Sumiswalder | CHF 487.40 | View |
| SLKK | CHF 488.30 | View |
| Helsana | CHF 491.30 | View |
| Vivao Sympany | CHF 498.10 | View |
| sana24 | CHF 499.30 | View |
| Philos | CHF 500.80 | View |
| rhenusana | CHF 504.30 | View |
| CSS | CHF 514.50 | View |
| Atupri | CHF 516.10 | View |
| Mutuel | CHF 527.50 | View |
| Avenir | CHF 534.80 | View |
| vita surselva | CHF 564.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.