Mutuel — Region 2 of canton Schaffhausen, 2026 premiums
Mutuel covers the 24 municipalities of Region 2 in canton Schaffhausen. Its lowest adult premium here is CHF 371.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Mutuel ranks 21 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 488.14 a month.
What staying costs
Moving from Mutuel to Agrisano, the cheapest insurer in this region, saves CHF 1'124.40 a year for an adult on the same profile.
The full Mutuel table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 599.40 | CHF 545.50 | CHF 527.50 | CHF 529.00 |
| 500 | CHF 587.90 | CHF 534.00 | CHF 516.00 | CHF 518.00 |
| 1'000 | CHF 558.90 | CHF 505.00 | CHF 487.00 | CHF 490.50 |
| 1'500 | CHF 529.40 | CHF 475.50 | CHF 457.50 | CHF 462.50 |
| 2'000 | CHF 500.40 | CHF 446.50 | CHF 428.50 | CHF 434.90 |
| 2'500 | CHF 471.40 | CHF 417.50 | CHF 399.50 | CHF 407.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 454.00 | CHF 413.10 | CHF 399.50 | CHF 401.80 |
| 500 | CHF 442.50 | CHF 401.60 | CHF 388.00 | CHF 390.30 |
| 1'000 | CHF 413.50 | CHF 372.60 | CHF 359.00 | CHF 361.30 |
| 1'500 | CHF 384.00 | CHF 343.10 | CHF 329.50 | CHF 331.80 |
| 2'000 | CHF 355.00 | CHF 314.10 | CHF 300.50 | CHF 302.80 |
| 2'500 | CHF 326.00 | CHF 285.10 | CHF 271.50 | CHF 273.80 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 98.50 | CHF 89.70 | CHF 88.70 | CHF 89.20 |
| 100 | CHF 94.20 | CHF 85.30 | CHF 84.30 | CHF 84.80 |
| 200 | CHF 89.80 | CHF 81.00 | CHF 80.00 | CHF 80.50 |
| 300 | CHF 85.40 | CHF 76.50 | CHF 75.50 | CHF 76.00 |
| 400 | CHF 81.00 | CHF 72.20 | CHF 71.20 | CHF 71.70 |
| 500 | CHF 76.70 | CHF 67.80 | CHF 66.80 | CHF 67.30 |
| 600 | CHF 72.30 | CHF 63.40 | CHF 62.40 | CHF 62.90 |
With or without accident cover
With accident cover: CHF 599.40 a month. Without: CHF 557.50. Dropping it saves CHF 502.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 508.60 in 2025 to CHF 371.50 — a rise of 3.7 %.
The 24 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Schaffhausen, not to the municipality.
Bargen (SH) · Beggingen · Beringen · Buch (SH) · Buchberg · Büttenhardt · Dörflingen · Gächlingen · Hallau · Hemishofen · Lohn (SH) · Löhningen · Merishausen · Neunkirch · Oberhallau · Ramsen · Rüdlingen · Schleitheim · Siblingen · Stein am Rhein · Stetten (SH) · Thayngen · Trasadingen · Wilchingen
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 433.80 | View |
| ÖKK | CHF 448.10 | View |
| Assura-Basis | CHF 452.60 | View |
| Visana | CHF 455.20 | View |
| Aquilana | CHF 459.80 | View |
| KPT | CHF 469.00 | View |
| CONCORDIA | CHF 469.60 | View |
| SWICA | CHF 470.30 | View |
| Galenos | CHF 470.90 | View |
| Sanitas | CHF 484.35 | View |
| EGK | CHF 486.80 | View |
| Sumiswalder | CHF 487.40 | View |
| SLKK | CHF 488.30 | View |
| Helsana | CHF 491.30 | View |
| Vivao Sympany | CHF 498.10 | View |
| sana24 | CHF 499.30 | View |
| Philos | CHF 500.80 | View |
| rhenusana | CHF 504.30 | View |
| CSS | CHF 514.50 | View |
| Atupri | CHF 516.10 | View |
| Avenir | CHF 534.80 | View |
| vita surselva | CHF 564.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.