vita surselva — Region 2 of canton Schaffhausen, 2026 premiums
vita surselva covers the 24 municipalities of Region 2 in canton Schaffhausen. Its lowest adult premium here is CHF 440.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
vita surselva ranks 23 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 488.14 a month.
What staying costs
Moving from vita surselva to Agrisano, the cheapest insurer in this region, saves CHF 1'566.00 a year for an adult on the same profile.
The full vita surselva table
38 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor |
|---|---|
| 300 | CHF 564.30 |
| 500 | CHF 553.00 |
| 1'000 | CHF 524.80 |
| 1'500 | CHF 496.60 |
| 2'000 | CHF 468.35 |
| 2'500 | CHF 443.55 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor |
|---|---|
| 300 | CHF 471.20 |
| 500 | CHF 461.80 |
| 1'000 | CHF 433.50 |
| 1'500 | CHF 405.25 |
| 2'000 | CHF 376.95 |
| 2'500 | CHF 346.80 |
Children Up to age 18.
| Deductible | Free choice of doctor |
|---|---|
| 0 | CHF 136.80 |
| 100 | CHF 131.05 |
| 200 | CHF 125.85 |
| 300 | CHF 120.40 |
| 400 | CHF 113.55 |
| 500 | CHF 108.05 |
| 600 | CHF 102.60 |
With or without accident cover
With accident cover: CHF 564.30 a month. Without: CHF 560.90. Dropping it saves CHF 40.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 530.00 in 2025 to CHF 440.90 — a rise of 6.5 %.
The 24 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Schaffhausen, not to the municipality.
Bargen (SH) · Beggingen · Beringen · Buch (SH) · Buchberg · Büttenhardt · Dörflingen · Gächlingen · Hallau · Hemishofen · Lohn (SH) · Löhningen · Merishausen · Neunkirch · Oberhallau · Ramsen · Rüdlingen · Schleitheim · Siblingen · Stein am Rhein · Stetten (SH) · Thayngen · Trasadingen · Wilchingen
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 433.80 | View |
| ÖKK | CHF 448.10 | View |
| Assura-Basis | CHF 452.60 | View |
| Visana | CHF 455.20 | View |
| Aquilana | CHF 459.80 | View |
| KPT | CHF 469.00 | View |
| CONCORDIA | CHF 469.60 | View |
| SWICA | CHF 470.30 | View |
| Galenos | CHF 470.90 | View |
| Sanitas | CHF 484.35 | View |
| EGK | CHF 486.80 | View |
| Sumiswalder | CHF 487.40 | View |
| SLKK | CHF 488.30 | View |
| Helsana | CHF 491.30 | View |
| Vivao Sympany | CHF 498.10 | View |
| sana24 | CHF 499.30 | View |
| Philos | CHF 500.80 | View |
| rhenusana | CHF 504.30 | View |
| CSS | CHF 514.50 | View |
| Atupri | CHF 516.10 | View |
| Mutuel | CHF 527.50 | View |
| Avenir | CHF 534.80 | View |
Source: Federal Office of Public Health (FOPH), official premiums.