SWICA — Region 2 of canton Schaffhausen, 2026 premiums
SWICA covers the 24 municipalities of Region 2 in canton Schaffhausen. Its lowest adult premium here is CHF 318.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
SWICA ranks 8 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 488.14 a month.
What staying costs
Moving from SWICA to Agrisano, the cheapest insurer in this region, saves CHF 438.00 a year for an adult on the same profile.
The full SWICA table
280 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 553.20 | CHF 470.30 | CHF 473.00 | CHF 520.10 |
| 500 | CHF 541.60 | CHF 458.60 | CHF 461.40 | CHF 508.40 |
| 1'000 | CHF 512.40 | CHF 435.00 | CHF 437.70 | CHF 484.80 |
| 1'500 | CHF 483.20 | CHF 405.80 | CHF 408.60 | CHF 455.60 |
| 2'000 | CHF 454.10 | CHF 371.10 | CHF 373.90 | CHF 426.40 |
| 2'500 | CHF 424.90 | CHF 341.90 | CHF 344.70 | CHF 397.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 414.90 | CHF 361.00 | CHF 371.40 | CHF 402.50 |
| 500 | CHF 403.30 | CHF 349.30 | CHF 359.70 | CHF 390.80 |
| 1'000 | CHF 374.10 | CHF 324.30 | CHF 340.90 | CHF 361.70 |
| 1'500 | CHF 344.90 | CHF 295.20 | CHF 311.80 | CHF 332.50 |
| 2'000 | CHF 315.80 | CHF 261.80 | CHF 274.30 | CHF 303.30 |
| 2'500 | CHF 286.60 | CHF 232.70 | CHF 245.10 | CHF 274.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 55.40 | CHF 49.90 | CHF 53.50 | CHF 55.40 |
| 200 | CHF 44.40 | CHF 40.80 | CHF 43.70 | CHF 44.40 |
| 400 | CHF 33.30 | CHF 30.60 | CHF 32.80 | CHF 33.30 |
| 600 | CHF 29.80 | CHF 29.80 | CHF 29.80 | CHF 29.80 |
With or without accident cover
With accident cover: CHF 553.20 a month. Without: CHF 514.50. Dropping it saves CHF 464.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 436.30 in 2025 to CHF 318.00 — a rise of 7.8 %.
The 24 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Schaffhausen, not to the municipality.
Bargen (SH) · Beggingen · Beringen · Buch (SH) · Buchberg · Büttenhardt · Dörflingen · Gächlingen · Hallau · Hemishofen · Lohn (SH) · Löhningen · Merishausen · Neunkirch · Oberhallau · Ramsen · Rüdlingen · Schleitheim · Siblingen · Stein am Rhein · Stetten (SH) · Thayngen · Trasadingen · Wilchingen
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 433.80 | View |
| ÖKK | CHF 448.10 | View |
| Assura-Basis | CHF 452.60 | View |
| Visana | CHF 455.20 | View |
| Aquilana | CHF 459.80 | View |
| KPT | CHF 469.00 | View |
| CONCORDIA | CHF 469.60 | View |
| Galenos | CHF 470.90 | View |
| Sanitas | CHF 484.35 | View |
| EGK | CHF 486.80 | View |
| Sumiswalder | CHF 487.40 | View |
| SLKK | CHF 488.30 | View |
| Helsana | CHF 491.30 | View |
| Vivao Sympany | CHF 498.10 | View |
| sana24 | CHF 499.30 | View |
| Philos | CHF 500.80 | View |
| rhenusana | CHF 504.30 | View |
| CSS | CHF 514.50 | View |
| Atupri | CHF 516.10 | View |
| Mutuel | CHF 527.50 | View |
| Avenir | CHF 534.80 | View |
| vita surselva | CHF 564.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.