Vivao Sympany — Region 2 of canton Schaffhausen, 2026 premiums
Vivao Sympany covers the 24 municipalities of Region 2 in canton Schaffhausen. Its lowest adult premium here is CHF 344.00 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Vivao Sympany ranks 15 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 488.14 a month.
What staying costs
Moving from Vivao Sympany to Agrisano, the cheapest insurer in this region, saves CHF 771.60 a year for an adult on the same profile.
The full Vivao Sympany table
192 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 566.00 | CHF 498.10 | CHF 498.10 | CHF 498.10 |
| 500 | CHF 554.40 | CHF 486.50 | CHF 486.50 | CHF 486.50 |
| 1'000 | CHF 525.20 | CHF 457.30 | CHF 457.30 | CHF 457.30 |
| 1'500 | CHF 496.00 | CHF 428.10 | CHF 428.10 | CHF 428.10 |
| 2'000 | CHF 466.90 | CHF 399.00 | CHF 399.00 | CHF 399.00 |
| 2'500 | CHF 437.70 | CHF 369.80 | CHF 369.80 | CHF 369.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 413.20 | CHF 363.60 | CHF 363.60 | CHF 363.60 |
| 500 | CHF 401.60 | CHF 352.00 | CHF 352.00 | CHF 352.00 |
| 1'000 | CHF 372.40 | CHF 322.80 | CHF 322.80 | CHF 322.80 |
| 1'500 | CHF 343.20 | CHF 293.60 | CHF 293.60 | CHF 293.60 |
| 2'000 | CHF 314.10 | CHF 264.50 | CHF 264.50 | CHF 264.50 |
| 2'500 | CHF 284.90 | CHF 235.30 | CHF 235.30 | CHF 235.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 167.00 | CHF 147.00 | CHF 147.00 | CHF 147.00 |
| 200 | CHF 155.40 | CHF 135.30 | CHF 135.30 | CHF 135.30 |
| 400 | CHF 143.70 | CHF 123.70 | CHF 123.70 | CHF 123.70 |
| 600 | CHF 132.00 | CHF 112.00 | CHF 112.00 | CHF 112.00 |
With or without accident cover
With accident cover: CHF 566.00 a month. Without: CHF 526.40. Dropping it saves CHF 475.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 502.00 in 2025 to CHF 344.00 — a fall of 0.8 %.
The 24 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Schaffhausen, not to the municipality.
Bargen (SH) · Beggingen · Beringen · Buch (SH) · Buchberg · Büttenhardt · Dörflingen · Gächlingen · Hallau · Hemishofen · Lohn (SH) · Löhningen · Merishausen · Neunkirch · Oberhallau · Ramsen · Rüdlingen · Schleitheim · Siblingen · Stein am Rhein · Stetten (SH) · Thayngen · Trasadingen · Wilchingen
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 433.80 | View |
| ÖKK | CHF 448.10 | View |
| Assura-Basis | CHF 452.60 | View |
| Visana | CHF 455.20 | View |
| Aquilana | CHF 459.80 | View |
| KPT | CHF 469.00 | View |
| CONCORDIA | CHF 469.60 | View |
| SWICA | CHF 470.30 | View |
| Galenos | CHF 470.90 | View |
| Sanitas | CHF 484.35 | View |
| EGK | CHF 486.80 | View |
| Sumiswalder | CHF 487.40 | View |
| SLKK | CHF 488.30 | View |
| Helsana | CHF 491.30 | View |
| sana24 | CHF 499.30 | View |
| Philos | CHF 500.80 | View |
| rhenusana | CHF 504.30 | View |
| CSS | CHF 514.50 | View |
| Atupri | CHF 516.10 | View |
| Mutuel | CHF 527.50 | View |
| Avenir | CHF 534.80 | View |
| vita surselva | CHF 564.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.