Sumiswalder — Region 2 of canton Schaffhausen, 2026 premiums
Sumiswalder covers the 24 municipalities of Region 2 in canton Schaffhausen. Its lowest adult premium here is CHF 343.60 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sumiswalder ranks 12 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 488.14 a month.
What staying costs
Moving from Sumiswalder to Agrisano, the cheapest insurer in this region, saves CHF 643.20 a year for an adult on the same profile.
The full Sumiswalder table
156 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 529.70 | CHF 487.40 | CHF 487.40 |
| 500 | CHF 518.10 | CHF 476.60 | CHF 476.60 |
| 1'000 | CHF 488.90 | CHF 449.80 | CHF 449.80 |
| 1'500 | CHF 459.70 | CHF 423.00 | CHF 423.00 |
| 2'000 | CHF 430.60 | CHF 396.20 | CHF 396.20 |
| 2'500 | CHF 401.50 | CHF 369.40 | CHF 369.40 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 392.20 | CHF 360.90 | CHF 360.90 |
| 500 | CHF 380.60 | CHF 350.10 | CHF 350.10 |
| 1'000 | CHF 351.50 | CHF 323.30 | CHF 323.30 |
| 1'500 | CHF 322.20 | CHF 296.50 | CHF 296.50 |
| 2'000 | CHF 293.10 | CHF 269.70 | CHF 269.70 |
| 2'500 | CHF 263.90 | CHF 242.90 | CHF 242.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 60.30 | CHF 55.50 | CHF 55.50 |
| 100 | CHF 57.40 | CHF 52.80 | CHF 52.80 |
| 200 | CHF 54.50 | CHF 50.10 | CHF 50.10 |
| 300 | CHF 51.50 | CHF 47.40 | CHF 47.40 |
| 400 | CHF 48.60 | CHF 44.70 | CHF 44.70 |
| 500 | CHF 45.80 | CHF 42.10 | CHF 42.10 |
| 600 | CHF 42.80 | CHF 39.30 | CHF 39.30 |
With or without accident cover
With accident cover: CHF 529.70 a month. Without: CHF 492.60. Dropping it saves CHF 445.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 472.00 in 2025 to CHF 343.60 — a rise of 3.3 %.
The 24 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Schaffhausen, not to the municipality.
Bargen (SH) · Beggingen · Beringen · Buch (SH) · Buchberg · Büttenhardt · Dörflingen · Gächlingen · Hallau · Hemishofen · Lohn (SH) · Löhningen · Merishausen · Neunkirch · Oberhallau · Ramsen · Rüdlingen · Schleitheim · Siblingen · Stein am Rhein · Stetten (SH) · Thayngen · Trasadingen · Wilchingen
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 433.80 | View |
| ÖKK | CHF 448.10 | View |
| Assura-Basis | CHF 452.60 | View |
| Visana | CHF 455.20 | View |
| Aquilana | CHF 459.80 | View |
| KPT | CHF 469.00 | View |
| CONCORDIA | CHF 469.60 | View |
| SWICA | CHF 470.30 | View |
| Galenos | CHF 470.90 | View |
| Sanitas | CHF 484.35 | View |
| EGK | CHF 486.80 | View |
| SLKK | CHF 488.30 | View |
| Helsana | CHF 491.30 | View |
| Vivao Sympany | CHF 498.10 | View |
| sana24 | CHF 499.30 | View |
| Philos | CHF 500.80 | View |
| rhenusana | CHF 504.30 | View |
| CSS | CHF 514.50 | View |
| Atupri | CHF 516.10 | View |
| Mutuel | CHF 527.50 | View |
| Avenir | CHF 534.80 | View |
| vita surselva | CHF 564.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.