Avenir — Region 2 of canton Schaffhausen, 2026 premiums
Avenir covers the 24 municipalities of Region 2 in canton Schaffhausen. Its lowest adult premium here is CHF 378.30 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Avenir ranks 22 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 488.14 a month.
What staying costs
Moving from Avenir to Agrisano, the cheapest insurer in this region, saves CHF 1'212.00 a year for an adult on the same profile.
The full Avenir table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 611.10 | CHF 547.00 | CHF 534.80 | CHF 537.80 |
| 500 | CHF 599.60 | CHF 535.50 | CHF 523.30 | CHF 526.80 |
| 1'000 | CHF 570.60 | CHF 506.50 | CHF 494.30 | CHF 499.30 |
| 1'500 | CHF 541.10 | CHF 477.00 | CHF 464.80 | CHF 471.30 |
| 2'000 | CHF 512.10 | CHF 448.00 | CHF 435.80 | CHF 443.70 |
| 2'500 | CHF 483.10 | CHF 419.00 | CHF 406.80 | CHF 416.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 448.90 | CHF 410.70 | CHF 392.80 | CHF 397.30 |
| 500 | CHF 437.40 | CHF 399.20 | CHF 381.30 | CHF 385.80 |
| 1'000 | CHF 408.40 | CHF 370.20 | CHF 352.30 | CHF 356.80 |
| 1'500 | CHF 378.90 | CHF 340.70 | CHF 322.80 | CHF 327.30 |
| 2'000 | CHF 349.90 | CHF 311.70 | CHF 293.80 | CHF 298.30 |
| 2'500 | CHF 320.90 | CHF 282.70 | CHF 264.80 | CHF 269.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 110.40 | CHF 102.10 | CHF 98.80 | CHF 98.80 |
| 100 | CHF 106.00 | CHF 97.80 | CHF 94.40 | CHF 94.40 |
| 200 | CHF 101.70 | CHF 93.40 | CHF 90.10 | CHF 90.10 |
| 300 | CHF 97.30 | CHF 89.00 | CHF 85.70 | CHF 85.70 |
| 400 | CHF 92.90 | CHF 84.60 | CHF 81.30 | CHF 81.30 |
| 500 | CHF 88.60 | CHF 80.30 | CHF 77.00 | CHF 77.00 |
| 600 | CHF 84.10 | CHF 75.90 | CHF 72.50 | CHF 72.50 |
With or without accident cover
With accident cover: CHF 611.10 a month. Without: CHF 568.40. Dropping it saves CHF 512.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 534.80 in 2025 to CHF 378.30 — a rise of 0.0 %.
The 24 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Schaffhausen, not to the municipality.
Bargen (SH) · Beggingen · Beringen · Buch (SH) · Buchberg · Büttenhardt · Dörflingen · Gächlingen · Hallau · Hemishofen · Lohn (SH) · Löhningen · Merishausen · Neunkirch · Oberhallau · Ramsen · Rüdlingen · Schleitheim · Siblingen · Stein am Rhein · Stetten (SH) · Thayngen · Trasadingen · Wilchingen
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 433.80 | View |
| ÖKK | CHF 448.10 | View |
| Assura-Basis | CHF 452.60 | View |
| Visana | CHF 455.20 | View |
| Aquilana | CHF 459.80 | View |
| KPT | CHF 469.00 | View |
| CONCORDIA | CHF 469.60 | View |
| SWICA | CHF 470.30 | View |
| Galenos | CHF 470.90 | View |
| Sanitas | CHF 484.35 | View |
| EGK | CHF 486.80 | View |
| Sumiswalder | CHF 487.40 | View |
| SLKK | CHF 488.30 | View |
| Helsana | CHF 491.30 | View |
| Vivao Sympany | CHF 498.10 | View |
| sana24 | CHF 499.30 | View |
| Philos | CHF 500.80 | View |
| rhenusana | CHF 504.30 | View |
| CSS | CHF 514.50 | View |
| Atupri | CHF 516.10 | View |
| Mutuel | CHF 527.50 | View |
| vita surselva | CHF 564.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.