Galenos — Region 2 of canton Schaffhausen, 2026 premiums
Galenos covers the 24 municipalities of Region 2 in canton Schaffhausen. Its lowest adult premium here is CHF 320.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Galenos ranks 9 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 488.14 a month.
What staying costs
Moving from Galenos to Agrisano, the cheapest insurer in this region, saves CHF 445.20 a year for an adult on the same profile.
The full Galenos table
260 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 561.20 | CHF 513.50 | CHF 509.60 | CHF 470.90 |
| 500 | CHF 549.50 | CHF 501.90 | CHF 497.90 | CHF 459.20 |
| 1'000 | CHF 520.40 | CHF 472.70 | CHF 468.80 | CHF 430.10 |
| 1'500 | CHF 491.20 | CHF 443.50 | CHF 439.60 | CHF 400.90 |
| 2'000 | CHF 462.00 | CHF 414.40 | CHF 410.40 | CHF 371.70 |
| 2'500 | CHF 432.90 | CHF 385.20 | CHF 381.30 | CHF 342.60 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 415.40 | CHF 391.30 | CHF 389.70 | CHF 393.00 |
| 500 | CHF 403.70 | CHF 379.70 | CHF 378.00 | CHF 381.30 |
| 1'000 | CHF 374.60 | CHF 350.50 | CHF 348.80 | CHF 352.10 |
| 1'500 | CHF 345.40 | CHF 321.30 | CHF 319.70 | CHF 323.00 |
| 2'000 | CHF 316.20 | CHF 292.20 | CHF 290.50 | CHF 293.80 |
| 2'500 | CHF 287.10 | CHF 263.00 | CHF 261.30 | CHF 264.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 56.50 | CHF 51.50 | CHF 49.20 | CHF 48.50 |
| 100 | CHF 52.60 | CHF 48.00 | CHF 45.80 | CHF 45.10 |
| 200 | CHF 48.60 | CHF 44.40 | CHF 42.40 | CHF 41.80 |
| 300 | CHF 44.70 | CHF 40.80 | CHF 39.00 | CHF 38.40 |
| 400 | CHF 40.80 | CHF 37.20 | CHF 35.60 | CHF 35.00 |
| 500 | CHF 36.90 | CHF 33.60 | CHF 32.10 | CHF 31.70 |
| 600 | CHF 32.90 | CHF 30.40 | CHF 30.40 | CHF 30.40 |
With or without accident cover
With accident cover: CHF 561.20 a month. Without: CHF 524.50. Dropping it saves CHF 440.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 520.10 in 2025 to CHF 320.20 — a fall of 9.5 %.
The 24 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Schaffhausen, not to the municipality.
Bargen (SH) · Beggingen · Beringen · Buch (SH) · Buchberg · Büttenhardt · Dörflingen · Gächlingen · Hallau · Hemishofen · Lohn (SH) · Löhningen · Merishausen · Neunkirch · Oberhallau · Ramsen · Rüdlingen · Schleitheim · Siblingen · Stein am Rhein · Stetten (SH) · Thayngen · Trasadingen · Wilchingen
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 433.80 | View |
| ÖKK | CHF 448.10 | View |
| Assura-Basis | CHF 452.60 | View |
| Visana | CHF 455.20 | View |
| Aquilana | CHF 459.80 | View |
| KPT | CHF 469.00 | View |
| CONCORDIA | CHF 469.60 | View |
| SWICA | CHF 470.30 | View |
| Sanitas | CHF 484.35 | View |
| EGK | CHF 486.80 | View |
| Sumiswalder | CHF 487.40 | View |
| SLKK | CHF 488.30 | View |
| Helsana | CHF 491.30 | View |
| Vivao Sympany | CHF 498.10 | View |
| sana24 | CHF 499.30 | View |
| Philos | CHF 500.80 | View |
| rhenusana | CHF 504.30 | View |
| CSS | CHF 514.50 | View |
| Atupri | CHF 516.10 | View |
| Mutuel | CHF 527.50 | View |
| Avenir | CHF 534.80 | View |
| vita surselva | CHF 564.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.