Visana — Region 2 of canton Schaffhausen, 2026 premiums
Visana covers the 24 municipalities of Region 2 in canton Schaffhausen. Its lowest adult premium here is CHF 305.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Visana ranks 4 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 488.14 a month.
What staying costs
Moving from Visana to Agrisano, the cheapest insurer in this region, saves CHF 256.80 a year for an adult on the same profile.
The full Visana table
364 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 548.40 | CHF 482.60 | CHF 482.60 | CHF 455.20 |
| 500 | CHF 541.70 | CHF 476.00 | CHF 476.00 | CHF 448.60 |
| 1'000 | CHF 507.60 | CHF 441.80 | CHF 441.80 | CHF 414.40 |
| 1'500 | CHF 478.40 | CHF 412.60 | CHF 412.60 | CHF 385.20 |
| 2'000 | CHF 449.20 | CHF 383.50 | CHF 383.50 | CHF 356.10 |
| 2'500 | CHF 420.10 | CHF 354.30 | CHF 354.30 | CHF 326.90 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 384.00 | CHF 344.10 | CHF 344.10 | CHF 364.40 |
| 500 | CHF 377.30 | CHF 337.40 | CHF 337.40 | CHF 357.80 |
| 1'000 | CHF 343.20 | CHF 303.30 | CHF 303.30 | CHF 323.60 |
| 1'500 | CHF 314.00 | CHF 274.10 | CHF 274.10 | CHF 294.40 |
| 2'000 | CHF 284.80 | CHF 244.90 | CHF 244.90 | CHF 265.30 |
| 2'500 | CHF 255.70 | CHF 215.80 | CHF 215.80 | CHF 236.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 55.20 | CHF 46.40 | CHF 46.40 | CHF 46.40 |
| 100 | CHF 49.70 | CHF 41.80 | CHF 41.80 | CHF 41.80 |
| 200 | CHF 43.70 | CHF 36.80 | CHF 36.80 | CHF 36.80 |
| 300 | CHF 37.70 | CHF 29.70 | CHF 29.70 | CHF 29.70 |
| 400 | CHF 31.90 | CHF 29.70 | CHF 29.70 | CHF 29.70 |
| 500 | CHF 29.70 | CHF 29.70 | CHF 29.70 | CHF 29.70 |
| 600 | CHF 29.70 | CHF 29.70 | CHF 29.70 | CHF 29.70 |
With or without accident cover
With accident cover: CHF 548.40 a month. Without: CHF 512.50. Dropping it saves CHF 430.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 439.70 in 2025 to CHF 305.50 — a rise of 3.5 %.
The 24 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Schaffhausen, not to the municipality.
Bargen (SH) · Beggingen · Beringen · Buch (SH) · Buchberg · Büttenhardt · Dörflingen · Gächlingen · Hallau · Hemishofen · Lohn (SH) · Löhningen · Merishausen · Neunkirch · Oberhallau · Ramsen · Rüdlingen · Schleitheim · Siblingen · Stein am Rhein · Stetten (SH) · Thayngen · Trasadingen · Wilchingen
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 433.80 | View |
| ÖKK | CHF 448.10 | View |
| Assura-Basis | CHF 452.60 | View |
| Aquilana | CHF 459.80 | View |
| KPT | CHF 469.00 | View |
| CONCORDIA | CHF 469.60 | View |
| SWICA | CHF 470.30 | View |
| Galenos | CHF 470.90 | View |
| Sanitas | CHF 484.35 | View |
| EGK | CHF 486.80 | View |
| Sumiswalder | CHF 487.40 | View |
| SLKK | CHF 488.30 | View |
| Helsana | CHF 491.30 | View |
| Vivao Sympany | CHF 498.10 | View |
| sana24 | CHF 499.30 | View |
| Philos | CHF 500.80 | View |
| rhenusana | CHF 504.30 | View |
| CSS | CHF 514.50 | View |
| Atupri | CHF 516.10 | View |
| Mutuel | CHF 527.50 | View |
| Avenir | CHF 534.80 | View |
| vita surselva | CHF 564.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.