ÖKK — Region 2 of canton Schaffhausen, 2026 premiums
ÖKK covers the 24 municipalities of Region 2 in canton Schaffhausen. Its lowest adult premium here is CHF 305.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
ÖKK ranks 2 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 488.14 a month.
What staying costs
Moving from ÖKK to Agrisano, the cheapest insurer in this region, saves CHF 171.60 a year for an adult on the same profile.
The full ÖKK table
160 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 515.00 | CHF 463.50 | CHF 448.10 | CHF 463.50 |
| 500 | CHF 503.40 | CHF 451.90 | CHF 436.50 | CHF 451.90 |
| 1'000 | CHF 474.20 | CHF 422.70 | CHF 407.30 | CHF 422.70 |
| 1'500 | CHF 445.00 | CHF 393.50 | CHF 378.10 | CHF 393.50 |
| 2'000 | CHF 415.90 | CHF 364.40 | CHF 349.00 | CHF 364.40 |
| 2'500 | CHF 386.70 | CHF 335.20 | CHF 328.10 | CHF 335.20 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 412.00 | CHF 370.80 | CHF 358.50 | CHF 370.80 |
| 500 | CHF 400.40 | CHF 359.20 | CHF 346.90 | CHF 359.20 |
| 1'000 | CHF 371.20 | CHF 330.00 | CHF 317.70 | CHF 330.00 |
| 1'500 | CHF 342.00 | CHF 300.80 | CHF 288.50 | CHF 300.80 |
| 2'000 | CHF 312.90 | CHF 271.70 | CHF 259.40 | CHF 271.70 |
| 2'500 | CHF 283.70 | CHF 242.50 | CHF 238.50 | CHF 242.50 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 113.30 | CHF 102.00 | CHF 98.60 | CHF 102.00 |
| 200 | CHF 101.70 | CHF 90.40 | CHF 87.00 | CHF 90.40 |
| 400 | CHF 90.00 | CHF 78.70 | CHF 75.30 | CHF 78.70 |
| 600 | CHF 78.30 | CHF 67.00 | CHF 63.60 | CHF 67.00 |
With or without accident cover
With accident cover: CHF 515.00 a month. Without: CHF 479.00. Dropping it saves CHF 432.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 429.80 in 2025 to CHF 305.20 — a rise of 4.3 %.
The 24 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Schaffhausen, not to the municipality.
Bargen (SH) · Beggingen · Beringen · Buch (SH) · Buchberg · Büttenhardt · Dörflingen · Gächlingen · Hallau · Hemishofen · Lohn (SH) · Löhningen · Merishausen · Neunkirch · Oberhallau · Ramsen · Rüdlingen · Schleitheim · Siblingen · Stein am Rhein · Stetten (SH) · Thayngen · Trasadingen · Wilchingen
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 433.80 | View |
| Assura-Basis | CHF 452.60 | View |
| Visana | CHF 455.20 | View |
| Aquilana | CHF 459.80 | View |
| KPT | CHF 469.00 | View |
| CONCORDIA | CHF 469.60 | View |
| SWICA | CHF 470.30 | View |
| Galenos | CHF 470.90 | View |
| Sanitas | CHF 484.35 | View |
| EGK | CHF 486.80 | View |
| Sumiswalder | CHF 487.40 | View |
| SLKK | CHF 488.30 | View |
| Helsana | CHF 491.30 | View |
| Vivao Sympany | CHF 498.10 | View |
| sana24 | CHF 499.30 | View |
| Philos | CHF 500.80 | View |
| rhenusana | CHF 504.30 | View |
| CSS | CHF 514.50 | View |
| Atupri | CHF 516.10 | View |
| Mutuel | CHF 527.50 | View |
| Avenir | CHF 534.80 | View |
| vita surselva | CHF 564.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.