Sanitas — Region 2 of canton Schaffhausen, 2026 premiums
Sanitas covers the 24 municipalities of Region 2 in canton Schaffhausen. Its lowest adult premium here is CHF 331.50 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sanitas ranks 10 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 488.14 a month.
What staying costs
Moving from Sanitas to Agrisano, the cheapest insurer in this region, saves CHF 606.60 a year for an adult on the same profile.
The full Sanitas table
304 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 556.70 | CHF 484.35 | CHF 506.60 | CHF 501.10 |
| 500 | CHF 545.10 | CHF 472.75 | CHF 495.00 | CHF 489.50 |
| 1'000 | CHF 515.90 | CHF 443.55 | CHF 465.80 | CHF 460.30 |
| 1'500 | CHF 486.70 | CHF 414.35 | CHF 436.60 | CHF 431.10 |
| 2'000 | CHF 457.60 | CHF 385.25 | CHF 407.50 | CHF 402.00 |
| 2'500 | CHF 428.40 | CHF 356.05 | CHF 378.30 | CHF 372.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 356.30 | CHF 342.05 | CHF 345.70 | CHF 342.10 |
| 500 | CHF 344.70 | CHF 330.45 | CHF 334.10 | CHF 330.50 |
| 1'000 | CHF 315.50 | CHF 301.25 | CHF 304.90 | CHF 301.30 |
| 1'500 | CHF 286.30 | CHF 272.05 | CHF 275.70 | CHF 272.10 |
| 2'000 | CHF 257.20 | CHF 242.95 | CHF 246.60 | CHF 243.00 |
| 2'500 | CHF 228.00 | CHF 213.75 | CHF 217.40 | CHF 213.80 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 129.80 | CHF 125.80 | CHF 127.30 | CHF 124.70 |
| 100 | CHF 124.00 | CHF 120.00 | CHF 121.50 | CHF 118.90 |
| 200 | CHF 118.20 | CHF 114.20 | CHF 115.70 | CHF 113.10 |
| 300 | CHF 112.30 | CHF 108.30 | CHF 109.80 | CHF 107.20 |
| 400 | CHF 106.50 | CHF 102.50 | CHF 104.00 | CHF 101.40 |
| 500 | CHF 100.70 | CHF 96.70 | CHF 98.20 | CHF 95.60 |
| 600 | CHF 94.80 | CHF 90.80 | CHF 92.30 | CHF 89.70 |
With or without accident cover
With accident cover: CHF 556.70 a month. Without: CHF 518.30. Dropping it saves CHF 460.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 463.50 in 2025 to CHF 331.50 — a rise of 4.5 %.
The 24 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Schaffhausen, not to the municipality.
Bargen (SH) · Beggingen · Beringen · Buch (SH) · Buchberg · Büttenhardt · Dörflingen · Gächlingen · Hallau · Hemishofen · Lohn (SH) · Löhningen · Merishausen · Neunkirch · Oberhallau · Ramsen · Rüdlingen · Schleitheim · Siblingen · Stein am Rhein · Stetten (SH) · Thayngen · Trasadingen · Wilchingen
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 433.80 | View |
| ÖKK | CHF 448.10 | View |
| Assura-Basis | CHF 452.60 | View |
| Visana | CHF 455.20 | View |
| Aquilana | CHF 459.80 | View |
| KPT | CHF 469.00 | View |
| CONCORDIA | CHF 469.60 | View |
| SWICA | CHF 470.30 | View |
| Galenos | CHF 470.90 | View |
| EGK | CHF 486.80 | View |
| Sumiswalder | CHF 487.40 | View |
| SLKK | CHF 488.30 | View |
| Helsana | CHF 491.30 | View |
| Vivao Sympany | CHF 498.10 | View |
| sana24 | CHF 499.30 | View |
| Philos | CHF 500.80 | View |
| rhenusana | CHF 504.30 | View |
| CSS | CHF 514.50 | View |
| Atupri | CHF 516.10 | View |
| Mutuel | CHF 527.50 | View |
| Avenir | CHF 534.80 | View |
| vita surselva | CHF 564.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.