Helsana — Region 2 of canton Schaffhausen, 2026 premiums
Helsana covers the 24 municipalities of Region 2 in canton Schaffhausen. Its lowest adult premium here is CHF 337.60 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Helsana ranks 14 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 488.14 a month.
What staying costs
Moving from Helsana to Agrisano, the cheapest insurer in this region, saves CHF 690.00 a year for an adult on the same profile.
The full Helsana table
252 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 578.00 | CHF 491.30 | CHF 491.30 |
| 500 | CHF 566.40 | CHF 479.70 | CHF 479.70 |
| 1'000 | CHF 537.20 | CHF 450.50 | CHF 450.50 |
| 1'500 | CHF 508.00 | CHF 421.30 | CHF 421.30 |
| 2'000 | CHF 478.90 | CHF 392.20 | CHF 392.20 |
| 2'500 | CHF 449.70 | CHF 363.00 | CHF 363.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 462.40 | CHF 393.00 | CHF 393.00 |
| 500 | CHF 450.80 | CHF 381.40 | CHF 381.40 |
| 1'000 | CHF 421.60 | CHF 352.20 | CHF 352.20 |
| 1'500 | CHF 392.40 | CHF 323.00 | CHF 323.00 |
| 2'000 | CHF 363.30 | CHF 293.90 | CHF 293.90 |
| 2'500 | CHF 334.10 | CHF 264.70 | CHF 264.70 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 132.90 | CHF 112.90 | CHF 112.90 |
| 500 | CHF 103.80 | CHF 83.80 | CHF 83.80 |
With or without accident cover
With accident cover: CHF 578.00 a month. Without: CHF 537.60. Dropping it saves CHF 484.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 464.90 in 2025 to CHF 337.60 — a rise of 5.7 %.
The 24 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Schaffhausen, not to the municipality.
Bargen (SH) · Beggingen · Beringen · Buch (SH) · Buchberg · Büttenhardt · Dörflingen · Gächlingen · Hallau · Hemishofen · Lohn (SH) · Löhningen · Merishausen · Neunkirch · Oberhallau · Ramsen · Rüdlingen · Schleitheim · Siblingen · Stein am Rhein · Stetten (SH) · Thayngen · Trasadingen · Wilchingen
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 433.80 | View |
| ÖKK | CHF 448.10 | View |
| Assura-Basis | CHF 452.60 | View |
| Visana | CHF 455.20 | View |
| Aquilana | CHF 459.80 | View |
| KPT | CHF 469.00 | View |
| CONCORDIA | CHF 469.60 | View |
| SWICA | CHF 470.30 | View |
| Galenos | CHF 470.90 | View |
| Sanitas | CHF 484.35 | View |
| EGK | CHF 486.80 | View |
| Sumiswalder | CHF 487.40 | View |
| SLKK | CHF 488.30 | View |
| Vivao Sympany | CHF 498.10 | View |
| sana24 | CHF 499.30 | View |
| Philos | CHF 500.80 | View |
| rhenusana | CHF 504.30 | View |
| CSS | CHF 514.50 | View |
| Atupri | CHF 516.10 | View |
| Mutuel | CHF 527.50 | View |
| Avenir | CHF 534.80 | View |
| vita surselva | CHF 564.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.