CSS — Region 2 of canton Schaffhausen, 2026 premiums
CSS covers the 24 municipalities of Region 2 in canton Schaffhausen. Its lowest adult premium here is CHF 359.20 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
CSS ranks 19 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 488.14 a month.
What staying costs
Moving from CSS to Agrisano, the cheapest insurer in this region, saves CHF 968.40 a year for an adult on the same profile.
The full CSS table
180 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 588.00 | CHF 514.50 | CHF 523.30 |
| 500 | CHF 576.40 | CHF 502.90 | CHF 511.70 |
| 1'000 | CHF 547.20 | CHF 473.70 | CHF 482.50 |
| 1'500 | CHF 518.00 | CHF 444.50 | CHF 453.30 |
| 2'000 | CHF 488.90 | CHF 415.40 | CHF 424.20 |
| 2'500 | CHF 459.70 | CHF 386.20 | CHF 395.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 300 | CHF 399.80 | CHF 349.90 | CHF 392.50 |
| 500 | CHF 388.20 | CHF 338.30 | CHF 380.90 |
| 1'000 | CHF 359.00 | CHF 309.10 | CHF 351.70 |
| 1'500 | CHF 329.80 | CHF 279.90 | CHF 322.50 |
| 2'000 | CHF 300.70 | CHF 250.80 | CHF 293.40 |
| 2'500 | CHF 271.50 | CHF 221.60 | CHF 264.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | Other model |
|---|---|---|---|
| 0 | CHF 129.40 | CHF 113.20 | CHF 115.10 |
| 100 | CHF 123.60 | CHF 107.40 | CHF 109.30 |
| 200 | CHF 117.80 | CHF 101.60 | CHF 103.50 |
| 300 | CHF 111.90 | CHF 95.70 | CHF 97.60 |
| 400 | CHF 106.10 | CHF 89.90 | CHF 91.80 |
| 600 | CHF 94.40 | CHF 78.20 | CHF 80.10 |
With or without accident cover
With accident cover: CHF 588.00 a month. Without: CHF 546.80. Dropping it saves CHF 494.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 471.20 in 2025 to CHF 359.20 — a rise of 9.2 %.
The 24 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Schaffhausen, not to the municipality.
Bargen (SH) · Beggingen · Beringen · Buch (SH) · Buchberg · Büttenhardt · Dörflingen · Gächlingen · Hallau · Hemishofen · Lohn (SH) · Löhningen · Merishausen · Neunkirch · Oberhallau · Ramsen · Rüdlingen · Schleitheim · Siblingen · Stein am Rhein · Stetten (SH) · Thayngen · Trasadingen · Wilchingen
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 433.80 | View |
| ÖKK | CHF 448.10 | View |
| Assura-Basis | CHF 452.60 | View |
| Visana | CHF 455.20 | View |
| Aquilana | CHF 459.80 | View |
| KPT | CHF 469.00 | View |
| CONCORDIA | CHF 469.60 | View |
| SWICA | CHF 470.30 | View |
| Galenos | CHF 470.90 | View |
| Sanitas | CHF 484.35 | View |
| EGK | CHF 486.80 | View |
| Sumiswalder | CHF 487.40 | View |
| SLKK | CHF 488.30 | View |
| Helsana | CHF 491.30 | View |
| Vivao Sympany | CHF 498.10 | View |
| sana24 | CHF 499.30 | View |
| Philos | CHF 500.80 | View |
| rhenusana | CHF 504.30 | View |
| Atupri | CHF 516.10 | View |
| Mutuel | CHF 527.50 | View |
| Avenir | CHF 534.80 | View |
| vita surselva | CHF 564.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.