KPT — Region 2 of canton Schaffhausen, 2026 premiums
KPT covers the 24 municipalities of Region 2 in canton Schaffhausen. Its lowest adult premium here is CHF 316.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
KPT ranks 6 out of 23 active insurers in Region 2, cheapest to dearest.
The regional average across insurers is CHF 488.14 a month.
What staying costs
Moving from KPT to Agrisano, the cheapest insurer in this region, saves CHF 422.40 a year for an adult on the same profile.
The full KPT table
168 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 554.20 | CHF 490.30 | CHF 490.30 | CHF 469.00 |
| 500 | CHF 542.60 | CHF 478.70 | CHF 478.70 | CHF 457.40 |
| 1'000 | CHF 513.40 | CHF 449.50 | CHF 449.50 | CHF 428.20 |
| 1'500 | CHF 484.20 | CHF 420.30 | CHF 420.30 | CHF 399.00 |
| 2'500 | CHF 425.90 | CHF 362.00 | CHF 362.00 | CHF 340.70 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 443.40 | CHF 396.10 | CHF 396.10 | CHF 380.40 |
| 500 | CHF 431.80 | CHF 384.50 | CHF 384.50 | CHF 368.80 |
| 1'000 | CHF 402.60 | CHF 355.30 | CHF 355.30 | CHF 339.60 |
| 1'500 | CHF 373.40 | CHF 326.10 | CHF 326.10 | CHF 310.40 |
| 2'500 | CHF 315.10 | CHF 267.80 | CHF 267.80 | CHF 252.10 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 133.00 | CHF 113.20 | CHF 113.20 | CHF 106.50 |
| 200 | CHF 121.40 | CHF 103.30 | CHF 103.30 | CHF 97.30 |
| 400 | CHF 109.70 | CHF 93.40 | CHF 93.40 | CHF 87.90 |
| 600 | CHF 98.00 | CHF 83.40 | CHF 83.40 | CHF 78.50 |
With or without accident cover
With accident cover: CHF 554.20 a month. Without: CHF 515.40. Dropping it saves CHF 465.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 460.10 in 2025 to CHF 316.90 — a rise of 1.9 %.
The 24 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 2 of canton Schaffhausen, not to the municipality.
Bargen (SH) · Beggingen · Beringen · Buch (SH) · Buchberg · Büttenhardt · Dörflingen · Gächlingen · Hallau · Hemishofen · Lohn (SH) · Löhningen · Merishausen · Neunkirch · Oberhallau · Ramsen · Rüdlingen · Schleitheim · Siblingen · Stein am Rhein · Stetten (SH) · Thayngen · Trasadingen · Wilchingen
The other insurers in Region 2
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Agrisano | CHF 433.80 | View |
| ÖKK | CHF 448.10 | View |
| Assura-Basis | CHF 452.60 | View |
| Visana | CHF 455.20 | View |
| Aquilana | CHF 459.80 | View |
| CONCORDIA | CHF 469.60 | View |
| SWICA | CHF 470.30 | View |
| Galenos | CHF 470.90 | View |
| Sanitas | CHF 484.35 | View |
| EGK | CHF 486.80 | View |
| Sumiswalder | CHF 487.40 | View |
| SLKK | CHF 488.30 | View |
| Helsana | CHF 491.30 | View |
| Vivao Sympany | CHF 498.10 | View |
| sana24 | CHF 499.30 | View |
| Philos | CHF 500.80 | View |
| rhenusana | CHF 504.30 | View |
| CSS | CHF 514.50 | View |
| Atupri | CHF 516.10 | View |
| Mutuel | CHF 527.50 | View |
| Avenir | CHF 534.80 | View |
| vita surselva | CHF 564.30 | View |
Source: Federal Office of Public Health (FOPH), official premiums.