ÖKK — Region 2, Grisons: twelve years of premiums
Region 2, Grisons: the lowest ÖKK premium went from CHF 288.80 a month in 2015 to CHF 435.60 in 2026 — a rise of +50.8 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 288.80 | CHF 246.50 | CHF 42.30 |
| 2016 | CHF 302.80 | CHF 256.80 | CHF 46.00 |
| 2017 | CHF 317.70 | CHF 288.00 | CHF 29.70 |
| 2018 | CHF 331.70 | CHF 300.40 | CHF 31.30 |
| 2019 | CHF 346.50 | CHF 319.80 | CHF 26.70 |
| 2020 | CHF 348.30 | CHF 343.20 | CHF 5.10 |
| 2021 | CHF 361.80 | CHF 333.50 | CHF 28.30 |
| 2022 | CHF 352.80 | CHF 338.60 | CHF 14.20 |
| 2023 | CHF 378.00 | CHF 350.00 | CHF 28.00 |
| 2024 | CHF 405.00 | CHF 378.00 | CHF 27.00 |
| 2025 | CHF 413.10 | CHF 405.00 | CHF 8.10 |
| 2026 | CHF 435.60 | CHF 418.00 | CHF 17.60 |
Faster or slower than the rest?
ÖKK rose +50.8 % over the period, against +69.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +7.1 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
ÖKK, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.