SWICA — Region 2, Grisons: twelve years of premiums
Region 2, Grisons: the lowest SWICA premium went from CHF 302.50 a month in 2015 to CHF 450.00 in 2026 — a rise of +48.8 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 302.50 | CHF 246.50 | CHF 56.00 |
| 2016 | CHF 298.90 | CHF 256.80 | CHF 42.10 |
| 2017 | CHF 309.10 | CHF 288.00 | CHF 21.10 |
| 2018 | CHF 326.30 | CHF 300.40 | CHF 25.90 |
| 2019 | CHF 331.70 | CHF 319.80 | CHF 11.90 |
| 2020 | CHF 343.20 | CHF 343.20 | — |
| 2021 | CHF 335.00 | CHF 333.50 | CHF 1.50 |
| 2022 | CHF 338.60 | CHF 338.60 | — |
| 2023 | CHF 363.00 | CHF 350.00 | CHF 13.00 |
| 2024 | CHF 403.60 | CHF 378.00 | CHF 25.60 |
| 2025 | CHF 423.10 | CHF 405.00 | CHF 18.10 |
| 2026 | CHF 450.00 | CHF 418.00 | CHF 32.00 |
Faster or slower than the rest?
SWICA rose +48.8 % over the period, against +69.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +11.2 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
SWICA, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.