Galenos Tel Doc — Region 1, Bern
Region 1, Bern: the Tel Doc model from Galenos costs CHF 663.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 663.60, Tel Doc is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 590.40 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 663.60 | CHF 620.30 |
| 500 | CHF 652.00 | CHF 609.40 |
| 1'000 | CHF 622.80 | CHF 582.10 |
| 1'500 | CHF 593.60 | CHF 554.80 |
| 2'000 | CHF 564.50 | CHF 527.60 |
| 2'500 | CHF 535.30 | CHF 500.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 487.70 | CHF 455.80 |
| 500 | CHF 476.00 | CHF 444.90 |
| 1'000 | CHF 446.90 | CHF 417.60 |
| 1'500 | CHF 417.70 | CHF 390.40 |
| 2'000 | CHF 388.50 | CHF 363.10 |
| 2'500 | CHF 359.40 | CHF 335.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 165.30 | CHF 154.50 |
| 100 | CHF 159.50 | CHF 149.10 |
| 200 | CHF 153.70 | CHF 143.60 |
| 300 | CHF 147.80 | CHF 138.20 |
| 400 | CHF 142.00 | CHF 132.70 |
| 500 | CHF 136.20 | CHF 127.30 |
| 600 | CHF 130.30 | CHF 121.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.