Galenos Tel Doc — Region 2, Bern
Region 2, Bern: the Tel Doc model from Galenos costs CHF 569.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 569.10, Tel Doc is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 642.00 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 569.10 | CHF 531.90 |
| 500 | CHF 557.40 | CHF 521.00 |
| 1'000 | CHF 528.30 | CHF 493.70 |
| 1'500 | CHF 499.10 | CHF 466.50 |
| 2'000 | CHF 469.90 | CHF 439.20 |
| 2'500 | CHF 440.80 | CHF 411.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 418.30 | CHF 390.90 |
| 500 | CHF 406.60 | CHF 380.00 |
| 1'000 | CHF 377.40 | CHF 352.80 |
| 1'500 | CHF 348.30 | CHF 325.50 |
| 2'000 | CHF 319.10 | CHF 298.30 |
| 2'500 | CHF 289.90 | CHF 271.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 141.30 | CHF 132.10 |
| 100 | CHF 135.50 | CHF 126.70 |
| 200 | CHF 129.70 | CHF 121.20 |
| 300 | CHF 123.80 | CHF 115.80 |
| 400 | CHF 118.00 | CHF 110.30 |
| 500 | CHF 112.20 | CHF 104.90 |
| 600 | CHF 106.30 | CHF 99.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.