Galenos Tel Doc — Geneva
Geneva: the Tel Doc model from Galenos costs CHF 720.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 720.80, Tel Doc is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 981.60 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 720.80 | CHF 673.60 |
| 500 | CHF 709.10 | CHF 662.70 |
| 1'000 | CHF 679.90 | CHF 635.50 |
| 1'500 | CHF 650.80 | CHF 608.20 |
| 2'000 | CHF 621.60 | CHF 581.00 |
| 2'500 | CHF 592.40 | CHF 553.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 575.40 | CHF 537.80 |
| 500 | CHF 563.80 | CHF 526.90 |
| 1'000 | CHF 534.60 | CHF 499.70 |
| 1'500 | CHF 505.40 | CHF 472.40 |
| 2'000 | CHF 476.30 | CHF 445.10 |
| 2'500 | CHF 447.10 | CHF 417.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 188.30 | CHF 176.00 |
| 100 | CHF 182.50 | CHF 170.60 |
| 200 | CHF 176.70 | CHF 165.10 |
| 300 | CHF 170.80 | CHF 159.70 |
| 400 | CHF 165.00 | CHF 154.20 |
| 500 | CHF 159.20 | CHF 148.80 |
| 600 | CHF 153.30 | CHF 143.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.