Galenos Tel Doc — Region 1, Fribourg
Region 1, Fribourg: the Tel Doc model from Galenos costs CHF 607.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 607.50, Tel Doc is not the lowest premium here: Vivao Sympany goes down to CHF 501.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 382.80 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 607.50 | CHF 567.70 |
| 500 | CHF 595.80 | CHF 556.80 |
| 1'000 | CHF 566.60 | CHF 529.60 |
| 1'500 | CHF 537.50 | CHF 502.30 |
| 2'000 | CHF 508.30 | CHF 475.10 |
| 2'500 | CHF 479.10 | CHF 447.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 466.10 | CHF 435.70 |
| 500 | CHF 454.50 | CHF 424.80 |
| 1'000 | CHF 425.30 | CHF 397.50 |
| 1'500 | CHF 396.10 | CHF 370.20 |
| 2'000 | CHF 367.00 | CHF 343.00 |
| 2'500 | CHF 337.80 | CHF 315.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 159.70 | CHF 149.30 |
| 100 | CHF 153.90 | CHF 143.90 |
| 200 | CHF 148.10 | CHF 138.40 |
| 300 | CHF 142.20 | CHF 132.90 |
| 400 | CHF 136.40 | CHF 127.50 |
| 500 | CHF 130.60 | CHF 122.00 |
| 600 | CHF 124.70 | CHF 116.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.