Galenos Tel Doc — Region 2, Schaffhausen
Region 2, Schaffhausen: the Tel Doc model from Galenos costs CHF 513.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 513.00, Tel Doc is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 578.40 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 513.00 | CHF 479.40 |
| 500 | CHF 501.30 | CHF 468.50 |
| 1'000 | CHF 472.10 | CHF 441.30 |
| 1'500 | CHF 443.00 | CHF 414.00 |
| 2'000 | CHF 413.80 | CHF 386.80 |
| 2'500 | CHF 384.60 | CHF 359.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 400.90 | CHF 374.70 |
| 500 | CHF 389.20 | CHF 363.80 |
| 1'000 | CHF 360.00 | CHF 336.50 |
| 1'500 | CHF 330.90 | CHF 309.20 |
| 2'000 | CHF 301.70 | CHF 282.00 |
| 2'500 | CHF 272.50 | CHF 254.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.50 | CHF 117.30 |
| 100 | CHF 119.70 | CHF 111.90 |
| 200 | CHF 113.80 | CHF 106.40 |
| 300 | CHF 108.00 | CHF 101.00 |
| 400 | CHF 102.20 | CHF 95.50 |
| 500 | CHF 96.30 | CHF 90.10 |
| 600 | CHF 90.50 | CHF 84.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.