Galenos Tel Doc — Obwalden
Obwalden: the Tel Doc model from Galenos costs CHF 457.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 457.50, Tel Doc is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 812.40 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 457.50 | CHF 427.60 |
| 500 | CHF 445.80 | CHF 416.70 |
| 1'000 | CHF 416.70 | CHF 389.40 |
| 1'500 | CHF 387.50 | CHF 362.20 |
| 2'000 | CHF 358.30 | CHF 334.90 |
| 2'500 | CHF 329.20 | CHF 307.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 348.30 | CHF 325.50 |
| 500 | CHF 336.60 | CHF 314.60 |
| 1'000 | CHF 307.40 | CHF 287.30 |
| 1'500 | CHF 278.30 | CHF 260.10 |
| 2'000 | CHF 249.10 | CHF 232.80 |
| 2'500 | CHF 219.90 | CHF 205.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.30 | CHF 119.90 |
| 100 | CHF 122.40 | CHF 114.40 |
| 200 | CHF 116.60 | CHF 109.00 |
| 300 | CHF 110.80 | CHF 103.50 |
| 400 | CHF 104.90 | CHF 98.10 |
| 500 | CHF 99.10 | CHF 92.60 |
| 600 | CHF 93.30 | CHF 87.20 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.