Galenos Tel Doc — Thurgau
Thurgau: the Tel Doc model from Galenos costs CHF 485.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 485.80, Tel Doc is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 654.00 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 485.80 | CHF 454.00 |
| 500 | CHF 474.10 | CHF 443.10 |
| 1'000 | CHF 444.90 | CHF 415.90 |
| 1'500 | CHF 415.80 | CHF 388.60 |
| 2'000 | CHF 386.60 | CHF 361.30 |
| 2'500 | CHF 357.40 | CHF 334.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 347.20 | CHF 324.50 |
| 500 | CHF 335.60 | CHF 313.60 |
| 1'000 | CHF 306.40 | CHF 286.40 |
| 1'500 | CHF 277.20 | CHF 259.10 |
| 2'000 | CHF 248.10 | CHF 231.90 |
| 2'500 | CHF 218.90 | CHF 204.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.30 | CHF 118.10 |
| 100 | CHF 120.50 | CHF 112.60 |
| 200 | CHF 114.60 | CHF 107.20 |
| 300 | CHF 108.80 | CHF 101.70 |
| 400 | CHF 103.00 | CHF 96.30 |
| 500 | CHF 97.10 | CHF 90.80 |
| 600 | CHF 91.30 | CHF 85.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.