Galenos Tel Doc — Region 1, Schaffhausen
Region 1, Schaffhausen: the Tel Doc model from Galenos costs CHF 551.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 551.40, Tel Doc is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 574.80 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 551.40 | CHF 515.30 |
| 500 | CHF 539.70 | CHF 504.40 |
| 1'000 | CHF 510.60 | CHF 477.20 |
| 1'500 | CHF 481.40 | CHF 449.90 |
| 2'000 | CHF 452.20 | CHF 422.70 |
| 2'500 | CHF 423.10 | CHF 395.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 425.90 | CHF 398.00 |
| 500 | CHF 414.20 | CHF 387.10 |
| 1'000 | CHF 385.00 | CHF 359.90 |
| 1'500 | CHF 355.90 | CHF 332.60 |
| 2'000 | CHF 326.70 | CHF 305.30 |
| 2'500 | CHF 297.50 | CHF 278.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 150.00 | CHF 140.30 |
| 100 | CHF 144.20 | CHF 134.80 |
| 200 | CHF 138.40 | CHF 129.30 |
| 300 | CHF 132.50 | CHF 123.90 |
| 400 | CHF 126.70 | CHF 118.40 |
| 500 | CHF 120.90 | CHF 113.00 |
| 600 | CHF 115.00 | CHF 107.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.