Galenos Tel Doc — Region 3, Bern
Region 3, Bern: the Tel Doc model from Galenos costs CHF 528.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 528.20, Tel Doc is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 680.40 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 528.20 | CHF 493.70 |
| 500 | CHF 516.50 | CHF 482.80 |
| 1'000 | CHF 487.40 | CHF 455.50 |
| 1'500 | CHF 458.20 | CHF 428.30 |
| 2'000 | CHF 429.00 | CHF 401.00 |
| 2'500 | CHF 399.90 | CHF 373.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 394.70 | CHF 368.90 |
| 500 | CHF 383.00 | CHF 358.00 |
| 1'000 | CHF 353.80 | CHF 330.70 |
| 1'500 | CHF 324.70 | CHF 303.40 |
| 2'000 | CHF 295.50 | CHF 276.20 |
| 2'500 | CHF 266.30 | CHF 248.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 130.00 | CHF 121.50 |
| 100 | CHF 124.20 | CHF 116.10 |
| 200 | CHF 118.30 | CHF 110.60 |
| 300 | CHF 112.50 | CHF 105.20 |
| 400 | CHF 106.70 | CHF 99.70 |
| 500 | CHF 100.80 | CHF 94.30 |
| 600 | CHF 95.00 | CHF 88.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.