Galenos Tel Doc — Region 3, Grisons
Region 3, Grisons: the Tel Doc model from Galenos costs CHF 515.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 515.80, Tel Doc is not the lowest premium here: vita surselva goes down to CHF 404.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 687.60 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 515.80 | CHF 482.10 |
| 500 | CHF 504.20 | CHF 471.20 |
| 1'000 | CHF 475.00 | CHF 443.90 |
| 1'500 | CHF 445.80 | CHF 416.70 |
| 2'000 | CHF 416.70 | CHF 389.40 |
| 2'500 | CHF 387.50 | CHF 362.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 401.30 | CHF 375.10 |
| 500 | CHF 389.70 | CHF 364.20 |
| 1'000 | CHF 360.50 | CHF 336.90 |
| 1'500 | CHF 331.30 | CHF 309.70 |
| 2'000 | CHF 302.20 | CHF 282.40 |
| 2'500 | CHF 273.00 | CHF 255.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 135.30 | CHF 126.40 |
| 100 | CHF 129.40 | CHF 121.00 |
| 200 | CHF 123.60 | CHF 115.50 |
| 300 | CHF 117.80 | CHF 110.10 |
| 400 | CHF 111.90 | CHF 104.60 |
| 500 | CHF 106.10 | CHF 99.20 |
| 600 | CHF 100.30 | CHF 93.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.