Galenos Tel Doc — Nidwalden
Nidwalden: the Tel Doc model from Galenos costs CHF 464.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 464.20, Tel Doc is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 723.60 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 464.20 | CHF 433.90 |
| 500 | CHF 452.60 | CHF 423.00 |
| 1'000 | CHF 423.40 | CHF 395.70 |
| 1'500 | CHF 394.20 | CHF 368.50 |
| 2'000 | CHF 365.10 | CHF 341.20 |
| 2'500 | CHF 335.90 | CHF 313.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 346.60 | CHF 324.00 |
| 500 | CHF 335.00 | CHF 313.10 |
| 1'000 | CHF 305.80 | CHF 285.80 |
| 1'500 | CHF 276.60 | CHF 258.60 |
| 2'000 | CHF 247.50 | CHF 231.30 |
| 2'500 | CHF 218.30 | CHF 204.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 124.20 | CHF 116.10 |
| 100 | CHF 118.40 | CHF 110.70 |
| 200 | CHF 112.60 | CHF 105.20 |
| 300 | CHF 106.70 | CHF 99.80 |
| 400 | CHF 100.90 | CHF 94.30 |
| 500 | CHF 95.10 | CHF 88.90 |
| 600 | CHF 89.20 | CHF 83.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.