Galenos Tel Doc — Neuchâtel
Neuchâtel: the Tel Doc model from Galenos costs CHF 660.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 660.40, Tel Doc is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 434.40 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 660.40 | CHF 617.20 |
| 500 | CHF 648.70 | CHF 606.30 |
| 1'000 | CHF 619.60 | CHF 579.10 |
| 1'500 | CHF 590.40 | CHF 551.80 |
| 2'000 | CHF 561.20 | CHF 524.50 |
| 2'500 | CHF 532.10 | CHF 497.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 493.40 | CHF 461.10 |
| 500 | CHF 481.70 | CHF 450.20 |
| 1'000 | CHF 452.50 | CHF 423.00 |
| 1'500 | CHF 423.40 | CHF 395.70 |
| 2'000 | CHF 394.20 | CHF 368.40 |
| 2'500 | CHF 365.00 | CHF 341.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 167.70 | CHF 156.70 |
| 100 | CHF 161.80 | CHF 151.30 |
| 200 | CHF 156.00 | CHF 145.80 |
| 300 | CHF 150.20 | CHF 140.40 |
| 400 | CHF 144.30 | CHF 134.90 |
| 500 | CHF 138.50 | CHF 129.50 |
| 600 | CHF 132.70 | CHF 124.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.