Galenos Tel Doc — Region 1, Grisons
Region 1, Grisons: the Tel Doc model from Galenos costs CHF 564.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 564.90, Tel Doc is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Tel Doc costs CHF 1'030.80 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 564.90 | CHF 528.00 |
| 500 | CHF 553.30 | CHF 517.10 |
| 1'000 | CHF 524.10 | CHF 489.90 |
| 1'500 | CHF 494.90 | CHF 462.60 |
| 2'000 | CHF 465.80 | CHF 435.30 |
| 2'500 | CHF 436.60 | CHF 408.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 420.60 | CHF 393.10 |
| 500 | CHF 408.90 | CHF 382.20 |
| 1'000 | CHF 379.80 | CHF 354.90 |
| 1'500 | CHF 350.60 | CHF 327.70 |
| 2'000 | CHF 321.40 | CHF 300.40 |
| 2'500 | CHF 292.30 | CHF 273.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 152.80 | CHF 142.80 |
| 100 | CHF 146.90 | CHF 137.30 |
| 200 | CHF 141.10 | CHF 131.90 |
| 300 | CHF 135.30 | CHF 126.40 |
| 400 | CHF 129.40 | CHF 121.00 |
| 500 | CHF 123.60 | CHF 115.50 |
| 600 | CHF 117.80 | CHF 110.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.