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Galenos Tel Doc — Region 2, Fribourg

Region 2, Fribourg: the Tel Doc model from Galenos costs CHF 535.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 535.80, Tel Doc is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Tel Doc costs CHF 476.40 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 535.80CHF 500.80
500CHF 524.20CHF 489.90
1'000CHF 495.00CHF 462.60
1'500CHF 465.80CHF 435.40
2'000CHF 436.70CHF 408.10
2'500CHF 407.50CHF 380.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 400.80CHF 374.60
500CHF 389.10CHF 363.70
1'000CHF 359.90CHF 336.40
1'500CHF 330.80CHF 309.10
2'000CHF 301.60CHF 281.90
2'500CHF 272.40CHF 254.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 142.40CHF 133.20
100CHF 136.60CHF 127.70
200CHF 130.80CHF 122.30
300CHF 124.90CHF 116.80
400CHF 119.10CHF 111.30
500CHF 113.30CHF 105.90
600CHF 107.40CHF 100.40

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.